{"id":1658,"date":"2012-06-06T16:19:48","date_gmt":"2012-06-06T08:19:48","guid":{"rendered":"http:\/\/blog.imoney.my\/?p=1658"},"modified":"2018-01-12T10:01:41","modified_gmt":"2018-01-12T02:01:41","slug":"tip-pengurusan-penggunaan-kad-kredit-2-bm","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/tip-pengurusan-penggunaan-kad-kredit-2-bm","title":{"rendered":"Tip Mengurus Penggunaan Kad Kredit"},"content":{"rendered":"<p>1. <strong>Elakkan pembayaran yuran berlebihan<\/strong><br \/>\nBayar bil kad kredit anda sebelum tarikh akhir bagi mengelak caj pembayaran lewat. Dan jika mampu, bayar sepenuhnya baki yang tertunggak untuk mengelakkan sebarang caj faedah.<\/p>\n<p>2. <strong>Elakkan pendahuluan tunai<\/strong><br \/>\nKeluarkan wang tunai dengan kad kredit anda hanya sebagai langkah terakhir, demi mengelakkan caj-caj faedah.<\/p>\n<p>3. <strong>Hadkan kad anda<\/strong><br \/>\nMohon apa yang diperlukan saja untuk mengelakkan bayaran tambahan cukai kerajaan.<\/p>\n<p>4. <strong>Fikirkan alternatif selain kad kredit<\/strong><br \/>\nKad debit merupakan alternatif terbaik bagi mengelakkan yuran serta caj-caj yang berlebihan.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>1. Elakkan pembayaran yuran berlebihan Bayar bil kad kredit anda sebelum tarikh akhir bagi mengelak caj pembayaran lewat. Dan jika mampu, bayar sepenuhnya baki yang tertunggak untuk mengelakkan sebarang caj faedah. 2. Elakkan pendahuluan tunai Keluarkan wang tunai dengan kad kredit anda hanya sebagai langkah terakhir, demi mengelakkan caj-caj faedah. 3. Hadkan kad anda Mohon&#8230; <a class=\"view-article\" href=\"https:\/\/www.imoney.my\/articles\/tip-pengurusan-penggunaan-kad-kredit-2-bm\">View Article<\/a><\/p>\n","protected":false},"author":1,"featured_media":2624,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[326,100],"tags":[279],"class_list":["post-1658","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artikel-terkini","category-kad","tag-bm"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tip Mengurus Penggunaan Kad Kredit<\/title>\n<meta name=\"description\" content=\"Baca lebih lanjut tentang cara mengurus penggunaan kad kredit.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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