{"id":30349,"date":"2017-06-30T12:45:01","date_gmt":"2017-06-30T04:45:01","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=30349"},"modified":"2018-01-24T12:28:28","modified_gmt":"2018-01-24T04:28:28","slug":"higher-insurance-for-risky-drivers","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/higher-insurance-for-risky-drivers","title":{"rendered":"Risky Drivers To Pay More Auto Insurance"},"content":{"rendered":"<p>Reckless drivers may end up paying more for their future motor insurance following the liberalisation of motor insurance tariffs which\u00a0takes effect on July 1.<\/p>\n<p>According to Perbadanan Insurans Am Malaysia (Piam), the premium will be determined by risk factors which include the driver\u2019s age and gender, the vehicle\u2019s age, claims record and even traffic violation history.<\/p>\n<p>\u201cThe traffic violation records and history of a motorist will certainly be of interest to insurers,\u201d said Piam chief Mark Lim.<\/p>\n<p>\u201cIt is one of the risk profiling factors which will be considered in the pricing of the insurance premium.\u201d<\/p>\n<p>This means drivers with a lower risk-profile enjoy lower premiums.<\/p>\n<p>Separately, the association found that studies in developed countries showed that women generally have safer driving habits than men.<\/p>\n<p><a href=\"http:\/\/www.thestar.com.my\/news\/nation\/2017\/06\/30\/highrisk-drivers-pay-more-insurance-firms-to-take-into-account-motorists-driving-history\/\" target=\"_blank\" rel=\"nofollow\"><em>[Source]<\/em><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Think twice before beating that red light!<\/p>\n","protected":false},"author":29,"featured_media":22206,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[238,133,216],"tags":[],"class_list":["post-30349","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance","category-insurance","category-news-updates"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Higher Insurance Premium For High-Risk Motorists<\/title>\n<meta name=\"description\" content=\"Following a liberalisation of motor insurance, Perbadanan Insurans Am Malaysia is warning drivers that reckless behaviour affects their premium payments.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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