{"id":32577,"date":"2017-12-29T11:27:39","date_gmt":"2017-12-29T03:27:39","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=32577"},"modified":"2017-12-29T11:29:17","modified_gmt":"2017-12-29T03:29:17","slug":"epf-investment-guidelines","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/epf-investment-guidelines","title":{"rendered":"Investment Guide Needed For EPF Members, Urges Academic"},"content":{"rendered":"<p>EPF must create guidelines from contributors to identify legitimate sources of investments, said an academic.<\/p>\n<p>Prof Mohd Idrus Masirin, president of Malaysian Academic Association Congress, said with the high cost of living today, promises of quick returns could easily persuade an individual to participate in various investment schemes, including scams.<\/p>\n<p>He added that the desire to lead a lavish lifestyle normally compelled individuals to make frequent withdrawals from the Employees Provident Fund (EPF).<\/p>\n<p>\u201cMost are convinced by verbal guarantees that the investment would succeed, and in the event that it does not, the capital would be returned.<\/p>\n<p>\u201cIn fact, the lack of knowledge regarding the risks involved also contribute towards them making bad choices,\u201d he said.<\/p>\n<p>He said investments made without proper research would only cause disappointment and frustration to EPF contributors who withdraw their money for the purpose.<\/p>\n<p><a href=\"https:\/\/www.thestar.com.my\/news\/nation\/2017\/12\/29\/guide-members-on-epf-withdrawal-for-investment\/\" rel=\"nofollow\"><em>[Source]<\/em><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>You can\u2019t get rich quickly, people!<\/p>\n","protected":false},"author":29,"featured_media":26406,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,216,240],"tags":[],"class_list":["post-32577","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment","category-news-updates","category-retirement-planning"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Academic Urges EPF To Set Investment Guidelines For Members<\/title>\n<meta name=\"description\" content=\"A professor wants the Employees Provident Fund to produce a set of guidelines to help Malaysians make the best of their retirement savings.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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