{"id":3393,"date":"2013-01-24T21:32:49","date_gmt":"2013-01-24T13:32:49","guid":{"rendered":"http:\/\/blog.imoney.my\/?p=3393"},"modified":"2018-01-12T09:58:11","modified_gmt":"2018-01-12T01:58:11","slug":"pemindahan-baki-kad-kredit-apakah-dia-dan-bagaimana-ia-boleh-memberi-manfaat-kepada-anda","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/pemindahan-baki-kad-kredit-apakah-dia-dan-bagaimana-ia-boleh-memberi-manfaat-kepada-anda","title":{"rendered":"Pemindahan Baki Kad Kredit: Apakah Manfaatnya?"},"content":{"rendered":"

Bertimbun hutang kad kredit? Tak larat lagi nak berdepan dengan caj kewangan melampau yang dikenakan atas baki belum jelas? Anda mungkin kena fikir masuk Program Pemindahan Baki Kad Kredit, yang akan mengurangkan bayaran faedah yang anda kena bayar atas baki kad kredit anda.<\/p>\n

<\/span>Apa dia Pemindahan Baki Kad Kredit?<\/span><\/h2>\n

Seperti namanya, Pemindahan Baki Kad Kredit ialah pemindahan baki belum jelas dalam akaun kad kredit anda kepada akaun kad kredit baru dengan bank baru (atau syarikat kad kredit baru).<\/p>\n

<\/span>Manfaat mengikuti program Pemindahan Baki Kad Kredit<\/span><\/h2>\n

Kadar faedah rendah<\/strong>
\nBank dan syarikat kad kredit rancak menggalakkan Pemindahan Baki Kad Kredit sebagai cara menarik pelanggan berpindah kepada mereka. Jadi mereka selalunya menawarkan kadar faedah yang lebih rendah berbanding dengan yang dikenakan oleh bank sedia ada anda. Ringkasnya, anda akan membayar bil kad kredit yang lebih rendah dalam jangka panjang.<\/p>\n

Tempoh tanpa faedah <\/strong>
\nBanyak syarikat kad kredit akan memberi tempoh tanpa faedah kepada pelanggan Pemindahan Baki Kad Kredit (iaitu, baki belum jelas anda tidak dikenakan faedah untuk tempoh tertentu). Bergantung kepada syarikat kad kredit yang anda pilih, tempoh tanpa faedah boleh jadi beberapa bulan atau beberapa tahun.<\/p>\n

Penyatuan beberapa akaun kad kredit<\/strong>
\nBagi mereka yang mempunyai sebilangan kad kredit, Pemindahan Baki Kad Kredit membolehkan anda menyatukan akaun-akaun kad kredit anda menjadi satu akaun. Anda tak perlu lagi mengingati pelbagai tarikh bayaran dan pelbagai fasal syarat setiap kad kredit\u2026yang mana akan meringkas dan memudahkan anda mengurus penggunaan kad.<\/p>\n

Mengurus hutang kad kredit<\/strong>
\nMelalui proses mencari kadar faedah yang paling rendah dan memilih pelan yang paling sesuai, Pemindahan Baki Kad Kredit memaksa anda meneliti kedudukan sebenar akaun kad kredit anda. Jika anda buntu bagaimana nak bayar balik baki yang telah terkumpul selama beberapa tahun, Pemindahan Baki Kad Kredit mungkin dapat bantu memulakan penyelesaiannya.<\/p>\n

Suka artikel ini? Anda mungkin nak tahu dengan lebih mendalam pasal apa yang anda perlu tahu tentang pemindahan baki kad kredit<\/a>.<\/p>\n

Selain itu, lihat jadual perbandingan pemindahan baki iMoney<\/a> dan pilih yang sesuai untuk anda!<\/p>\n","protected":false},"excerpt":{"rendered":"

Bertimbun hutang kad kredit? Tak larat lagi nak berdepan dengan caj kewangan melampau yang dikenakan atas baki belum jelas? Anda mungkin kena fikir masuk Program Pemindahan Baki Kad Kredit, yang akan mengurangkan bayaran faedah yang anda kena bayar atas baki kad kredit anda. Apa dia Pemindahan Baki Kad Kredit? Seperti namanya, Pemindahan Baki Kad Kredit… View Article<\/a><\/p>\n","protected":false},"author":1,"featured_media":5739,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[326,100],"tags":[279],"class_list":["post-3393","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artikel-terkini","category-kad","tag-bm"],"acf":[],"yoast_head":"\nPemindahan Baki Kad Kredit: Apakah Manfaatnya?<\/title>\n<meta name=\"description\" content=\"Program Pemindahan Baki Kad Kredit boleh mengurangkan bayaran faedah anda. 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