{"id":3397,"date":"2013-01-25T17:07:35","date_gmt":"2013-01-25T09:07:35","guid":{"rendered":"http:\/\/blog.imoney.my\/?p=3397"},"modified":"2021-10-14T12:32:25","modified_gmt":"2021-10-14T04:32:25","slug":"prs-bahagian-1-skim-persaraan-swasta-di-malaysia-apa-dia-bendanya-bm","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/prs-bahagian-1-skim-persaraan-swasta-di-malaysia-apa-dia-bendanya-bm","title":{"rendered":"PRS (Bahagian 1):  Skim Persaraan Swasta di Malaysia \u2013 Apa Itu?"},"content":{"rendered":"<p>Jika anda mengikuti perkembangan berita di Malaysia, boleh jadi anda telah ketemu dengan istilah PRS. Tapi jika belum atau masih ada soalan, kami akan jelaskan mengenainya dengan siri artikel kami.<\/p>\n<p>Dalam siri PRS, kami akan terangkan tentang perkara asas, risiko, manfaat, opsyen dan lain-lain lagi supaya anda boleh buat keputusan sama ada PRS sesuai atau tidak untuk anda.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Apakah-dia-PRS\"><\/span>Apakah dia PRS?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>PRS mewakili Private Retirement Schemes atau Skim Persaraan Swasta. Pada dasarnya PRS menyediakan dana untuk individu melabur dengan tujuan mencarum terhadap pencen. Seperti KWSP, ia juga membenarkan majikan membuat sumbangan. Namun, penyertaan dalam PRS adalah <span style=\"text-decoration: underline;\"><strong>sukarela<\/strong><\/span> dan memberi lebih kefleksibelan dan opsyen pelaburan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Bagaimana-ia-berfungsi\"><\/span>Bagaimana ia berfungsi?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><a href=\"\/articles\/wp-content\/uploads\/2013\/01\/PRS.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3400 size-medium\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2013\/01\/PRS-177x300.png\" alt=\"PRS\" width=\"177\" height=\"300\" srcset=\"\/articles\/wp-content\/uploads\/2013\/01\/PRS-177x300.png 177w, \/articles\/wp-content\/uploads\/2013\/01\/PRS-29x50.png 29w, \/articles\/wp-content\/uploads\/2013\/01\/PRS.png 311w\" sizes=\"(max-width: 177px) 100vw, 177px\" \/><\/a><\/p>\n<p>Pastilah PRS bukan seringkas di atas, tapi itu kita boleh terangkan kemudian. Selanjutnya dalam siri ini, kami akan terangkan tentang risiko, manfaat, opsyen dan istilah-istilah penting.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jika anda mengikuti perkembangan berita di Malaysia, boleh jadi anda telah ketemu dengan istilah PRS. Tapi jika belum atau masih ada soalan, kami akan jelaskan mengenainya dengan siri artikel kami. Dalam siri PRS, kami akan terangkan tentang perkara asas, risiko, manfaat, opsyen dan lain-lain lagi supaya anda boleh buat keputusan sama ada PRS sesuai atau&#8230; <a class=\"view-article\" href=\"https:\/\/www.imoney.my\/articles\/prs-bahagian-1-skim-persaraan-swasta-di-malaysia-apa-dia-bendanya-bm\">View Article<\/a><\/p>\n","protected":false},"author":1,"featured_media":8852,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[326,107],"tags":[279],"class_list":["post-3397","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artikel-terkini","category-pelaburan","tag-bm"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PRS (Bahagian 1): Skim Persaraan Swasta di Malaysia \u2013 Apa Itu?<\/title>\n<meta name=\"description\" content=\"Jika anda mengikuti perkembangan berita, boleh jadi anda telah ketemu dengan istilah PRS. 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