{"id":42355,"date":"2020-02-22T14:55:43","date_gmt":"2020-02-22T06:55:43","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=42355"},"modified":"2020-02-22T14:55:43","modified_gmt":"2020-02-22T06:55:43","slug":"epf-dividend-rates-2019","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/epf-dividend-rates-2019","title":{"rendered":"EPF Declares 5.45% Dividend For Conventional Savings; 5% For Syariah"},"content":{"rendered":"<p>The Employees Provident Fund (EPF) has declared a dividend of 5.45% for Conventional Savings and 5% for Syariah Savings for 2019.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Lowest-dividend-rates-since-2008\"><\/span>Lowest dividend rates since 2008<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The dividend rate declared for Conventional Savings is the lowest in 12 years.<\/p>\n<p>This is partly due to the poor performance of the local stock market. Last year, the FTSE Bursa Malaysia KLCI <a href=\"https:\/\/themalaysianreserve.com\/2020\/01\/20\/lower-epf-dividend-expected-due-to-weak-equities\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">fell more than 6%<\/a>, making it one of the worst Asian stock markets in 2019. EPF revealed that 70% of its fund&#8217;s assets are in Malaysia, with a major portion in domestic equities.<\/p>\n<p>Last year was also a volatile year, thanks to trade wars and global uncertainties.<\/p>\n<p><span class=\"fontstyle0\">&#8220;There were three rate cuts made by the US Federal Reserve, the US-China trade spat escalated and continues to be unresolved, and there were uncertainties<\/span> <span class=\"fontstyle0\">surrounding the Brexit negotiations. On top of this, we did not expect the Hong Kong protests to be prolonged and that certainly added pressure on an already fragile far-east market,\u201d<\/span> said <span class=\"fontstyle0\">Chief EPF Officer Alizakri Alias.<\/span><\/p>\n<p>In light of this, EPF considers the dividend rates to be a reflection of &#8220;solid performance&#8221; in terms of operational and financial results.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Diversification-key-to-EPFs-performance\"><\/span>Diversification key to EPF&#8217;s performance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span class=\"fontstyle0\">Alizakri added that EPF delivered results that were better than their initial projections, thanks to long-term diversification strategies, which includes investing in overseas assets.<br \/>\n<\/span><\/p>\n<p>EPF plans to continue these diversification efforts to reduce concentration risks.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Looking-forward\"><\/span>Looking forward<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span class=\"fontstyle0\">Alizakri expects 2020 to be &#8220;even more challenging&#8221;, with <a href=\"https:\/\/www.imoney.my\/articles\/coronavirus-impact-malaysia\" target=\"_blank\" rel=\"noopener noreferrer\">COVID-19<\/a> likely to drag down global growth, and a continuing trade war that shows no sign of stopping.<\/span><\/p>\n<p>[<a href=\"https:\/\/www.thestar.com.my\/news\/nation\/2020\/02\/22\/epf-declares-545-dividend-rate-5-for-syariah\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Source<\/a>]<\/p>\n<p><span style=\"font-size: small;\">Main image reference: <a href=\"https:\/\/www.thestar.com.my\/news\/nation\/2020\/02\/22\/epf-declares-545-dividend-rate-5-for-syariah\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">The Star<\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This is the lowest rate since 2008, thanks to weak local stock market performance and global uncertainties. <\/p>\n","protected":false},"author":43,"featured_media":42360,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[216,240],"tags":[340],"class_list":["post-42355","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-updates","category-retirement-planning","tag-epf"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>EPF Declares 5.45% Dividend For Conventional Savings: 5% For Syariah<\/title>\n<meta name=\"description\" content=\"EPF has declared a 5.45% dividend rate for Conventional Savings. 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