{"id":42962,"date":"2020-04-07T17:46:35","date_gmt":"2020-04-07T09:46:35","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=42962"},"modified":"2020-04-07T17:46:35","modified_gmt":"2020-04-07T09:46:35","slug":"reits-vs-physical-properties","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/reits-vs-physical-properties","title":{"rendered":"Are REITs Or Property Investment Worth Considering?"},"content":{"rendered":"<p>If you are in your 20s or 30s now, you\u2019ve probably gotten this investing advice from older adults: just save up for a property, lease it out and wait until it increases in value. Rinse, repeat, profit!<\/p>\n<p>But buying a property can be intimidating for new investors with little cash. Luckily, in recent years, real estate investment trusts (REITs) have emerged as a popular way to invest in the real estate market without directly buying a property.<\/p>\n<p>In the short term, the market outlook is certainly scary. Due to the coronavirus outbreak, REIT prices have fallen as much as 49% this year. But when it comes to property or REITs, you should be prepared to be in it for the long haul.<\/p>\n<p>That&#8217;s why the best practice is to start early.<\/p>\n<p>Why not use this period of uncertainty to get yourself prepared? Here\u2019s what you need to know about REITs, and how they\u2019re different from investing in physical properties.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What-is-a-REIT\"><\/span><strong>What is a REIT?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A REIT is like a unit trust fund \u2013 it pools together many people\u2019s money to hold a group of investments. But while unit trust funds (generally) invest in stocks and bonds, REITs invest in property. You can buy and sell REITs on the stock exchange, just like regular stocks.<\/p>\n<p>With REITs, you can invest in real estate without having to directly buy a physical property.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"REITs-vs-physical-properties-how-are-they-different\"><\/span><strong>REITs vs physical properties: how are they different?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Confused about how REITs are different from physical properties? Here are a few differences:<\/p>\n<h2><span class=\"ez-toc-section\" id=\"1-Capital-needed\"><\/span><strong>1. <\/strong><strong>Capital needed<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Buying a physical property requires a lot of capital. Typically, here\u2019s what you\u2019ll need to spend on:<\/p>\n<ul>\n<li><strong>Upfront capital<\/strong>: The <a href=\"https:\/\/www.imoney.my\/articles\/buy-house-in-malaysia\" target=\"_blank\" rel=\"noopener noreferrer\">upfront costs of buying a property<\/a> include a 10% down payment, stamp duty, loan agreement fees and legal fees. These costs could mean having to fork out around 15% of your property value upfront.<\/li>\n<li><strong>Ongoing capital<\/strong>: You\u2019ll need a stable source of income to continue servicing your home loan. You\u2019ll also need to pay maintenance fees, property tax fees and taxes on rental income.<\/li>\n<\/ul>\n<p>Investing in REITs requires a much smaller initial capital. Since REITs are traded on the stock market, you\u2019ll only need to buy a minimum of 100 shares. But you\u2019d probably want to invest more than the bare minimum, otherwise <a href=\"https:\/\/www.imoney.my\/share-trading\" target=\"_blank\" rel=\"noopener noreferrer\">stock brokerage fees<\/a> will take a big chunk out of your investment.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"2-Leverage\"><\/span><strong>2. <\/strong><strong>Leverage<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>With physical properties, you can get a very high proportion of financing at relatively low interest rates (around 4% to 5%). Depending on your eligibility, you could get a loan of up to 90% of your property value.<\/p>\n<p>This means that if property prices go up, your return on investment would be much higher than if you hadn\u2019t taken advantage of leverage. Here\u2019s an illustration of how this works:<\/p>\n\n<table id=\"tablepress-1389\" class=\"tablepress tablepress-id-1389\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">With leverage<\/th><th class=\"column-2\">Without leverage<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\"><strong>Investing in physical property:<\/strong><br \/>\n<br \/>\nRM50,000 + RM450,000 home loan x 5% appreciation<br \/>\n= RM25,000<\/td><td class=\"column-2\"><strong>Investing in REITs:<\/strong><br \/>\n<br \/>\nRM50,000 x 5% capital gain<br \/>\n= RM2,500<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-1389 from cache -->\n<p>However, this works both ways: if property prices go down, you\u2019d lose much more equity than if you hadn\u2019t used leverage.<\/p>\n<p>On the other hand, you can\u2019t use as much leverage when investing in REITs. Your bank may only offer margin financing between 1 and 2.5 times your collateral value, and interest rates can go up to 8%.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"3-Diversification\"><\/span><strong>3. <\/strong><strong>Diversification<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Unless you\u2019re swimming in cash, you\u2019re probably not going to buy properties in bulk. When you purchase a property, a huge portion \u2013 if not most \u2013 of your net worth could be tied up in a single property.<\/p>\n<p>But investing in a single REIT could mean investing in a portfolio of real estate across different property classes. This reduces the risk of having to rely on a single property of income. You\u2019ll also get to invest in sectors that could be difficult to access directly (like commercial, industrial or retail) or invest in overseas properties.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"4-Liquidity\"><\/span><strong>4. <\/strong><strong>Liquidity<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Buying real estate involves finding a property, negotiating prices, obtaining a home loan and waiting for lots of necessary paperwork to be cleared \u2013 it\u2019s a process that could take months. Selling it involves listing your property on the market, finding a buyer, negotiating prices and \u2013 no prizes for guessing \u2013 more paperwork.<\/p>\n<p>The time it takes for the property transaction process to take place can be a drawback if you need to sell your holdings to obtain cash quickly.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"5-Taxes\"><\/span><strong>5. <\/strong><strong>Taxes<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When you lease out a physical property, your rental income may be subject to tax, while the dividends you receive from REITs are exempt from taxation.<\/p>\n<p>When you sell your property, you\u2019ll also be subject to <a href=\"https:\/\/www.imoney.my\/articles\/rpgt-tax-guide-for-homeowners\" target=\"_blank\" rel=\"noopener noreferrer\">Real Property Gains Tax (RPGT)<\/a>, while there are no taxes for capital gain (the profit made when the value of your stocks go up) with REITs.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"6-Property-management\"><\/span><strong>6. <\/strong><strong>Property management<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Unless you engage the services of a property agent, buying a physical property means having to go through the hassle of maintaining the property and dealing with tenants.<\/p>\n<p>With REITs, however, these aspects of property ownership are handled by a professional management team. On the other hand, this means that you\u2019ll be giving up direct control over your investments for convenience.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"REITs-vs-physical-properties-investment-returns\"><\/span><strong>REITs vs physical properties: investment returns<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you had invested in REITs over the past ten years, you probably would have made decent returns. If you had invested RM1,000 in Axis Real Estate Investment Trust (AXREIT) ten years ago, it would have grown to RM3,220 (including dividends) at the start of the year.<\/p>\n<p><strong>Malaysians REITs performance from January 1, 2010 to January 1, 2020<\/strong><\/p>\n\n<table id=\"tablepress-1390\" class=\"tablepress tablepress-id-1390\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\"><\/th><th colspan=\"2\" class=\"column-2\">Initial price<\/th><th class=\"column-4\">Dividends<\/th><th class=\"column-5\">Price<\/th><th class=\"column-6\">Capital gain<\/th><th colspan=\"3\" class=\"column-7\">Total<br \/>\n(capital return + dividends)<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">Date<\/td><td class=\"column-3\">Price<\/td><td class=\"column-4\"><\/td><td class=\"column-5\">Jan '20<\/td><td class=\"column-6\"><\/td><td colspan=\"2\" class=\"column-7\"><center>Total<\/td><td class=\"column-9\">CAGR<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">AHP<\/td><td class=\"column-2\">Jan '10<\/td><td class=\"column-3\">0.94<\/td><td class=\"column-4\">0.65<\/td><td class=\"column-5\">0.78<\/td><td class=\"column-6\">-17%<\/td><td class=\"column-7\">0.49<\/td><td class=\"column-8\">52%<\/td><td class=\"column-9\"><strong>4%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">ALAQAR<\/td><td class=\"column-2\">Jan '10<\/td><td class=\"column-3\">0.99<\/td><td class=\"column-4\">0.73<\/td><td class=\"column-5\">1.40<\/td><td class=\"column-6\">41%<\/td><td class=\"column-7\">1.14<\/td><td class=\"column-8\">115%<\/td><td class=\"column-9\"><strong>8%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">ALSREIT<\/td><td class=\"column-2\">Oct '15<\/td><td class=\"column-3\">1.00<\/td><td class=\"column-4\">0.23<\/td><td class=\"column-5\">0.82<\/td><td class=\"column-6\">-18%<\/td><td class=\"column-7\">0.05<\/td><td class=\"column-8\">5%<\/td><td class=\"column-9\"><strong>1%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">AMFIRST<\/td><td class=\"column-2\">Jan '10<\/td><td class=\"column-3\">0.96<\/td><td class=\"column-4\">0.56<\/td><td class=\"column-5\">0.49<\/td><td class=\"column-6\">-49%<\/td><td class=\"column-7\">0.09<\/td><td class=\"column-8\">9%<\/td><td class=\"column-9\"><strong>1%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">ARREIT<\/td><td class=\"column-2\">Jan '10<\/td><td class=\"column-3\">0.88<\/td><td class=\"column-4\">0.66<\/td><td class=\"column-5\">0.73<\/td><td class=\"column-6\">-17%<\/td><td class=\"column-7\">0.51<\/td><td class=\"column-8\">59%<\/td><td class=\"column-9\"><strong>5%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\">ATRIUM<\/td><td class=\"column-2\">Jan '10<\/td><td class=\"column-3\">0.90<\/td><td class=\"column-4\">0.80<\/td><td class=\"column-5\">1.04<\/td><td class=\"column-6\">16%<\/td><td class=\"column-7\">0.94<\/td><td class=\"column-8\">104%<\/td><td class=\"column-9\"><strong>7%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\">AXREIT<\/td><td class=\"column-2\">Jan '10<\/td><td class=\"column-3\">0.98<\/td><td class=\"column-4\">1.37<\/td><td class=\"column-5\">1.78<\/td><td class=\"column-6\">82%<\/td><td class=\"column-7\">2.17<\/td><td class=\"column-8\">222%<\/td><td class=\"column-9\"><strong>12%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\">CMMT<\/td><td class=\"column-2\">Aug '10<\/td><td class=\"column-3\">1.04<\/td><td class=\"column-4\">0.72<\/td><td class=\"column-5\">1.00<\/td><td class=\"column-6\">-4%<\/td><td class=\"column-7\">0.68<\/td><td class=\"column-8\">65%<\/td><td class=\"column-9\"><strong>5%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\">HEKTAR<\/td><td class=\"column-2\">Jan '10<\/td><td class=\"column-3\">1.08<\/td><td class=\"column-4\">1.00<\/td><td class=\"column-5\">0.98<\/td><td class=\"column-6\">-10%<\/td><td class=\"column-7\">0.89<\/td><td class=\"column-8\">83%<\/td><td class=\"column-9\"><strong>6%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\">IGBREIT<\/td><td class=\"column-2\">Oct '12<\/td><td class=\"column-3\">1.32<\/td><td class=\"column-4\">0.61<\/td><td class=\"column-5\">1.92<\/td><td class=\"column-6\">45%<\/td><td class=\"column-7\">1.21<\/td><td class=\"column-8\">92%<\/td><td class=\"column-9\"><strong>9%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\">KIPREIT<\/td><td class=\"column-2\">Mar '17<\/td><td class=\"column-3\">0.96<\/td><td class=\"column-4\">0.16<\/td><td class=\"column-5\">0.90<\/td><td class=\"column-6\">-6%<\/td><td class=\"column-7\">0.10<\/td><td class=\"column-8\">10%<\/td><td class=\"column-9\"><strong>4%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-1\">KLCC<\/td><td class=\"column-2\">Jan '10<\/td><td class=\"column-3\">3.31<\/td><td class=\"column-4\">2.40<\/td><td class=\"column-5\">7.83<\/td><td class=\"column-6\">137%<\/td><td class=\"column-7\">6.92<\/td><td class=\"column-8\">209%<\/td><td class=\"column-9\"><strong>12%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n\t<td class=\"column-1\">MQREIT<\/td><td class=\"column-2\">Jan '10<\/td><td class=\"column-3\">1.05<\/td><td class=\"column-4\">0.82<\/td><td class=\"column-5\">0.93<\/td><td class=\"column-6\">-11%<\/td><td class=\"column-7\">0.70<\/td><td class=\"column-8\">66%<\/td><td class=\"column-9\"><strong>5%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-16 even\">\n\t<td class=\"column-1\">PAVREIT<\/td><td class=\"column-2\">Jan '12<\/td><td class=\"column-3\">1.09<\/td><td class=\"column-4\">0.65<\/td><td class=\"column-5\">1.71<\/td><td class=\"column-6\">57%<\/td><td class=\"column-7\">1.27<\/td><td class=\"column-8\">116%<\/td><td class=\"column-9\"><strong>10%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-17 odd\">\n\t<td class=\"column-1\">SUNREIT<\/td><td class=\"column-2\">Aug '10<\/td><td class=\"column-3\">0.92<\/td><td class=\"column-4\">0.77<\/td><td class=\"column-5\">1.82<\/td><td class=\"column-6\">98%<\/td><td class=\"column-7\">1.67<\/td><td class=\"column-8\">182%<\/td><td class=\"column-9\"><strong>11%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-18 even\">\n\t<td class=\"column-1\">TWRREIT<\/td><td class=\"column-2\">Jan '10<\/td><td class=\"column-3\">1.17<\/td><td class=\"column-4\">0.78<\/td><td class=\"column-5\">0.80<\/td><td class=\"column-6\">-32%<\/td><td class=\"column-7\">0.41<\/td><td class=\"column-8\">35%<\/td><td class=\"column-9\"><strong>3%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-19 odd\">\n\t<td class=\"column-1\">UOAREIT<\/td><td class=\"column-2\">Jan '10<\/td><td class=\"column-3\">1.26<\/td><td class=\"column-4\">1.00<\/td><td class=\"column-5\">1.25<\/td><td class=\"column-6\">-1%<\/td><td class=\"column-7\">0.99<\/td><td class=\"column-8\">79%<\/td><td class=\"column-9\"><strong>6%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-20 even\">\n\t<td class=\"column-1\">YTLREIT<\/td><td class=\"column-2\">Jan '10<\/td><td class=\"column-3\">0.88<\/td><td class=\"column-4\">0.76<\/td><td class=\"column-5\">1.33<\/td><td class=\"column-6\">52%<\/td><td class=\"column-7\">1.22<\/td><td class=\"column-8\">139%<\/td><td class=\"column-9\"><strong>9%<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-1390 from cache -->\n<p><em>Source: Investing.com, Yahoo Finance<\/em><\/p>\n<p>However, thanks to the coronavirus outbreak, REIT prices have fallen as much <a href=\"https:\/\/www.thestar.com.my\/business\/business-news\/2020\/03\/21\/going-offensive-with-reits\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">49% this year<\/a>. This could be an opportunity for investors to pick REITs at relatively attractive prices, although you\u2019ll have to consider how the <a href=\"https:\/\/www.imoney.my\/articles\/covid-19-recession-malaysia\" target=\"_blank\" rel=\"noopener noreferrer\">coronavirus recession<\/a> can affect a REIT\u2019s earnings.<\/p>\n<p>On the other hand, the housing market has been sluggish for the past few years, largely due to affordability issues and high levels of unsold units:<\/p>\n\n<table id=\"tablepress-1391\" class=\"tablepress tablepress-id-1391\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Year<\/th><th class=\"column-2\">Median house price in Malaysia<\/th><th class=\"column-3\">Annual change<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">2010<\/td><td class=\"column-2\">RM158,000<\/td><td class=\"column-3\">-<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">2011<\/td><td class=\"column-2\">RM165,000<\/td><td class=\"column-3\">4%<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">2012<\/td><td class=\"column-2\">RM170,000<\/td><td class=\"column-3\">3%<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">2013<\/td><td class=\"column-2\">RM250,000<\/td><td class=\"column-3\">51%<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">2014<\/td><td class=\"column-2\">RM270,000<\/td><td class=\"column-3\">13%<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">2015<\/td><td class=\"column-2\">RM295,402<\/td><td class=\"column-3\">16%<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\">2016<\/td><td class=\"column-2\">RM298,000<\/td><td class=\"column-3\">2%<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\">2017<\/td><td class=\"column-2\">RM303,000<\/td><td class=\"column-3\">3%<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\">2018<\/td><td class=\"column-2\">RM296,944<\/td><td class=\"column-3\">-4%<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\">Q3 2019<\/td><td class=\"column-2\">RM290,000<\/td><td class=\"column-3\">-4%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-1391 from cache -->\n<p><em>Source: <a href=\"http:\/\/napic.jpph.gov.my\/portal\/web\/guest\/main-page?p_p_id=ViewHighlights_WAR_ViewHighlightsportlet&amp;p_p_lifecycle=0&amp;p_p_state=normal&amp;p_p_mode=view&amp;p_p_col_id=column-1&amp;p_p_col_count=2&amp;_ViewHighlights_WAR_ViewHighlightsportlet_action=renderViewHighlightScreen&amp;highlightId=2753&amp;pageno=1&amp;showButton=true\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">National Property Information Centre<\/a><\/em><\/p>\n<p>If you\u2019re looking to rely on your investments for passive income, it\u2019s also worth noting that rental yields for residential properties in Malaysia are around 4%, while REITs typically have a dividend yield of around 4% &#8211; 8%.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"REITs-vs-physical-properties-what-are-your-financial-circumstances\"><\/span><strong>REITs vs physical properties: what are your financial circumstances?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Deciding between REITs or physical properties (or even both) depends on your financial goals and circumstances:<\/p>\n<p><strong>REITs<\/strong><strong>\u00a0<\/strong><\/p>\n<ul>\n<li>You have limited capital.<\/li>\n<li>You don\u2019t want the hassle of buying and managing a physical property.<\/li>\n<li>You prefer convenience when it comes to handling your investments.<\/li>\n<li>You want to hold a diverse portfolio of real estate.<\/li>\n<\/ul>\n<p><strong>Physical properties<\/strong><\/p>\n<ul>\n<li>You can afford the upfront and ongoing costs of buying a property.<\/li>\n<li>You don\u2019t mind managing (or paying someone to manage) your property.<\/li>\n<li>You prefer direct control over your investments.<\/li>\n<li>You want to take advantage of leverage.<\/li>\n<\/ul>\n<p>REITs are a good way for beginner investors to dip into the real estate market, before buying a physical property later. But as always, remember to do your own research when looking out for quality REITs to invest in.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Read-more\"><\/span><strong>Read more<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><a href=\"https:\/\/www.imoney.my\/articles\/covid-19-recession-invest\" target=\"_blank\" rel=\"noopener noreferrer\">COVID-19 Recession: Should You Invest Now?<\/a><\/p>\n<p><a href=\"https:\/\/www.imoney.my\/articles\/5-reasons-why-you-should-invest-in-malaysian-reits-now\" target=\"_blank\" rel=\"noopener noreferrer\">5 Reasons Why You Should Invest In Malaysian REITs Now<\/a><\/p>\n<p><a href=\"https:\/\/www.imoney.my\/articles\/investment-guide-you-have-rm1000-now-where-do-you-invest-it\" target=\"_blank\" rel=\"noopener noreferrer\">RM1,000 Investment Guide: Where Do You Invest?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Consider how the coronavirus recession can affect your REITs or property investment.<\/p>\n","protected":false},"author":43,"featured_media":42965,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,21,245],"tags":[],"class_list":["post-42962","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment","category-properties","category-reits"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Should You Invest In REITs Or Physical Properties In Malaysia?<\/title>\n<meta name=\"description\" content=\"Due to the coronavirus outbreak, REIT prices have fallen as much 49% this year. 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