You know part of your salary goes to SOCSO every month and you know that it involves payouts should you lose your job, get injured in an accident or pass away.<\/p>\n
But, SOCSO comes with far more benefits and it’s best to look up what they are to be prepared for the unexpected.<\/p>\n
Social Security Organisation (SOCSO) or Pertubuhan Keselamatan Sosial (PERKESO) provides social security protections to employees.<\/p>\n
Employers who employ one or more employees need to register and contribute to SOCSO based on specific contribution rates according to the Employees\u2019 Social Security Act 1969.<\/p>\n
Employers are also required to ensure all employees are registered with SOCSO and contribute to SOCSO. The employer\u2019s responsibility includes reporting all work-related accidents involving their workers within 48 hours.<\/p>\n
As for employees, all employees under a contract of service or apprenticeship in the private sector and contractual or temporary staff of the Federal or State Government and Statutory Bodies need to register and contribute to SOCSO.<\/p>\n
Whether you are earning RM1,500 or RM5,500, you will need to contribute 0.5% of your salary to Socso. If you earn RM6,000 or more, your contribution is still based at the RM6,000 maximum salary ceiling<\/a> amount.\u00a0 Meanwhile, the employer will need to contribute an amount equal to 1.25% of the employee’s salary amount to Socso.<\/p>\n That\u2019s right. There are several schemes under SOCSO. If you take a look at your salary slip, there will be a deduction named EIS. Well, that comes under SOCSO as well. But, why is it deducted separately?<\/p>\n Here are the answers!<\/p>\n The Employment Injury Scheme protects an employee against accident and occupational disease during the employment period.<\/p>\n Types of accidents being covered are:<\/p>\n The benefits you are entitled to:<\/p>\n The Invalidity Scheme provides 24-hour coverage to employee suffering from invalidity or death due to any cause. This means, even if the cause of invalidity and death is unrelated to employment, he\/she will be covered under this scheme.<\/p>\n The benefits you are entitled to:<\/p>\n EIS will be deducted separately and not under the SOCSO category. If you have been contributing to EIS and you lose your job, you will get some benefits to help you cope and start your next chapter of life without much difficulty.<\/p>\n The contribution rate is 0.2% each, from the employee and employer according to the monthly salary amount. Here\u2019s<\/a> the EIS contribution rates from employers and employees.<\/p>\n The benefits you are entitled to are:<\/p>\n Job Search Allowance (JSA): <\/strong>If you have lost your one and only job, you will get a monthly allowance for 3-6 months according to your monthly wages.<\/p>\n Reduced Income Allowance (RIA):<\/strong> If you have multiple sources of income but you lose at least one of your job, you will receive allowance as stated in JSA.<\/p>\n Training Fee (TF)<\/strong>:You will be able to undergo vocational training up to six months for a maximum cost of RM4,000.<\/p>\n Training Allowance (TA<\/strong>): If you are undergoing training, you will receive allowance as an encouragement to finish your training. Up to six months, you will receive an allowance of RM10-RM20 per training day.[\/block]<\/p>\n Early Re-Employment Allowance (ERA):<\/strong> If you are a JSA recipient and you return to work, you will receive this incentive in a lump sum. This sum of money equals 25% of your JSA entitlement.<\/p>\n Re-Employment Placement Programme:<\/strong> If you are registered under this programme, you will be assisted by a SOCSO Employment Services Offer for your job search.<\/p>\n Career Counselling: During your job search, you will get access to career counselling to identify issues that you may face during your journey.<\/p>\n This scheme came into effect in 2017 for taxi, e-hailing and bus drivers. However\u00a0 the scheme was extended in 2020 to include the self-employed in a wide variety of sectors.<\/p>\n The sectors are:<\/p>\n If you are self-employed and you contribute to this scheme, you will receive protection against employment injuries and you will receive benefits such as Medical Benefit, Temporary Disablement Benefit, Permanent Disablement Benefit, Constant Attendance Allowance, Dependent\u2019s Benefit, Funeral Benefit, Education Benefit, and facilities for physical or vocational rehabilitation.<\/p>\n There is no age limit for contributors and contributions can be made on a monthly or yearly basis. The contribution is based on your monthly earning as below: This scheme under Act 838 aims to improve social protection especially for widows and single mothers. It helps to provide coverage against domestic disasters, disability, illness and infirmity.<\/p>\n This scheme offers a monthly contribution rate of RM10 or a one-off annual fee of RM120.<\/p>\n A SOCSO claim falls on the shoulders of the employer. In the event of an accident at the workplace, the employer is required to notify SOCSO as below.<\/p>\n If you are 40 and above, you will be eligible for SOCSO\u2019s Health Screening Program (HSP).<\/p>\n You can check your eligibility via the SeHAT Portal<\/a> and attain your HSP number via SMS.<\/p>\n All you need to do is bring your MyKAD and HSP number to any HSP panel clinic<\/a> for health screening.<\/p>\n<\/span>Types of contributions under SOCSO<\/strong><\/span><\/h2>\n
<\/span>1. Employment Injury Scheme<\/strong><\/span><\/h3>\n
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<\/span>2. Invalidity Scheme<\/strong><\/span><\/h3>\n
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<\/span>3. Employment Insurance System (EIS)<\/strong><\/span><\/h3>\n
<\/span>4. Self-Employment Social Security Scheme<\/strong><\/span><\/h3>\n
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\n\t \nInsured Monthly Earning<\/th> Contribution Payment Per Month<\/th> Contribution Payment Per Year\u00a0<\/th>\n<\/tr>\n<\/thead>\n \n\t RM1,050<\/td> RM13.10<\/td> RM157.20<\/td>\n<\/tr>\n \n\t RM1,550<\/td> RM19.40<\/td> RM232.80<\/td>\n<\/tr>\n \n\t RM2,950<\/td> RM36.90<\/td> RM442.80<\/td>\n<\/tr>\n \n\t RM3,950<\/td> RM49.40<\/td> RM592.80<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n <\/span>5. Housewives\u2019 Social Security Scheme<\/span><\/h3>\n
<\/span>How to make a SOCSO claim?<\/strong><\/span><\/h2>\n
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<\/span>SOCSO\u2019s free medical check-up<\/strong><\/span><\/h2>\n