{"id":4345,"date":"2013-03-27T00:02:54","date_gmt":"2013-03-26T16:02:54","guid":{"rendered":"http:\/\/www.imoney.my\/articles\/?p=4345"},"modified":"2015-04-03T11:40:08","modified_gmt":"2015-04-03T03:40:08","slug":"personal-loan-lowest-interest-rate","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/personal-loan-lowest-interest-rate","title":{"rendered":"How to Find a Personal Loan with the Lowest Interest Rate"},"content":{"rendered":"
\"How

Simply leverage on the power of the Internet to analyse the interest rates by all major banks of Malaysia.<\/p><\/div>\n

When it comes to personal loan, getting one with the lowest interest rate is undoubtedly the top priority for most people. After all, money is hard to come by and there\u2019s no worse feeling than paying unnecessary extras when you know you could be doing otherwise.<\/p>\n

So how does one go about getting a personal loan with the best interest rate? You could, of course, take a few days off, go visit every bank you know and talk to all the loan officers out there \u2013 a task that is not only time-consuming, but tedious and tiring all at the same time.<\/p>\n

Alternatively, you could simply leverage on the power of the Internet and use an online personal loan comparison table<\/a> to analyse the interest rates by all major banks of Malaysia for the amount you have in mind; then go directly to your bank-of-choice, or better still, use a site that can undertake the application process on your behalf, like iMoney.my<\/p>\n

\n

4 Simple Steps to Finding the Personal Loan with the Lowest Interest Rate<\/strong><\/h2>\n
    \n
  1. Go to an online personal loan comparison table<\/a>.<\/li>\n
  2. Key in the loan figure and your envisaged repayment period. If required, key in your current salary.<\/li>\n
  3. Go through the list of identified banks \u2013 focus your attention on the interest rates as well as any special clauses and terms that might affect your decision to use that bank.<\/li>\n
  4. Finally, visit your chosen bank personally to begin the application process. If you wish, you may also opt to apply for your loan online.<\/li>\n<\/ol>\n<\/div>\n

    And that\u2019s really it! For those of you who were expecting some complex process or formula, know that a personal loan is one of the simplest banking products in the market and hence, finding the right one with the lowest interest rate should be relatively straightforward.<\/p>\n

    So the next time you\u2019re looking for a personal loan with the best interest rate, just follow the simple steps above and you should be able to get the loan package you\u2019re looking for in no time!<\/p>\n

    Love this article? You may also be interested to read about the 4 things you should know before you apply for a personal loan<\/a>.<\/p>\n

    Alternatively, check out our personal loan comparison table<\/a> right now.<\/p>\n

     <\/p>\n","protected":false},"excerpt":{"rendered":"

    If you are shopping for a personal loan, getting one with the lowest interest rate is undoubtedly the top priority.<\/p>\n","protected":false},"author":1,"featured_media":4382,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9],"tags":[],"class_list":["post-4345","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-loan"],"acf":[],"yoast_head":"\nHow to Find a Personal Loan with the Lowest Interest Rate<\/title>\n<meta name=\"description\" content=\"iMoney shows you 4 simple steps to find a personal loan with the lowest interest rate using nothing but a computer and internet access.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imoney.my\/articles\/personal-loan-lowest-interest-rate\" \/>\n<meta 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