{"id":47587,"date":"2023-06-08T09:34:21","date_gmt":"2023-06-08T01:34:21","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=47587"},"modified":"2023-06-09T13:49:12","modified_gmt":"2023-06-09T05:49:12","slug":"binance-malaysia","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/binance-malaysia","title":{"rendered":"What Is Going On With Binance?"},"content":{"rendered":"<div class=\"block\"><div><strong>Update: 13 Charges Filed Against Binance In US<\/strong><br \/>\nThe US Securities and Exchange Commission on Monday <a href=\"https:\/\/www.sec.gov\/news\/press-release\/2023-101\" target=\"_blank\" rel=\"noopener\">sued Binance and its founder<\/a> for engaging in an &#8220;extensive web of deception, conflicts of interest, lack of disclosure, and calculated evasion of the law&#8221;. Since then, investors have taken out over US$780 million from the crypto exchange.<\/div><\/div>\n<p>In March 2022, Binance returned to Malaysia by investing in a local fintech, MX Global Sdn Bhd, a recognised digital asset exchange platform in Malaysia. It entered into an equity investment in MX Global and stated that it is working closely with local regulatory bodies to address concerns that led to the Securities Commission in Malaysia taking enforcement action against it back in August 2021.<\/p>\n<p>If you\u2019ve been scrolling through your social media feeds or catching up with friends, you may have come across a mention of <em>Binance<\/em>. Perhaps you\u2019ve heard that you can use it to trade cryptocurrencies, or to earn income on the side. And if that has piqued your interest enough to try to open a Binance account, you may have also noticed something else \u2013 the exchange isn\u2019t actually authorised in Malaysia.<\/p>\n<p>What does this mean for aspiring traders and investors? Here\u2019s what you need to know about Binance, and whether you can use it in Malaysia.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Whats-the-deal-with-Binance\"><\/span>What\u2019s the deal with Binance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-47597\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/04\/27153332\/binance-website-screenshot.jpg\" alt=\"\" width=\"1869\" height=\"915\" srcset=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/04\/27153332\/binance-website-screenshot.jpg 1869w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/04\/27153332\/binance-website-screenshot-300x147.jpg 300w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/04\/27153332\/binance-website-screenshot-768x376.jpg 768w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/04\/27153332\/binance-website-screenshot-800x392.jpg 800w\" sizes=\"(max-width: 1869px) 100vw, 1869px\" \/><br \/>\nBinance is one of the biggest cryptocurrency exchanges in the world. On April 13, a total of <a href=\"https:\/\/www.statista.com\/statistics\/864738\/leading-cryptocurrency-exchanges-traders\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">US$40.33 billion<\/a> was traded on the exchange over the course of 24 hours \u2013 that\u2019s over 50 times more than the volume traded on the Bursa Malaysia, which totalled <a href=\"https:\/\/www.bursamalaysia.com\/misc\/missftp\/securities\/securities_equities_keyindicators_2021-04-23.pdf\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">RM3,146.74 million<\/a> (or US$0.77 billion) when the market closed on the same day.<\/p>\n<p>What makes it so popular?<\/p>\n<ul>\n<li><strong>Lots of cryptocurrencies. <\/strong>Binance allows you to trade over 150+ different cryptocurrencies.<\/li>\n<li><strong>Other features. <\/strong>You can earn more cryptocurrency through staking (keeping your funds in a cryptocurrency wallet to earn rewards), lending your funds for interest returns, earning rewards for completing challenges and more.<\/li>\n<li><strong>Low fees.<\/strong> Fees start at 0.1% and go as low as 0.012% if you meet certain trading or referral requirements.<\/li>\n<\/ul>\n<p>Besides that, the exchange is also responsible for creating what is now (at the time of writing) the world\u2019s third most valuable cryptocurrency behind Bitcoin and Ether: the Binance Coin (BNB). It\u2019s used to buy and sell other cryptocurrencies on Binance, as well as to cover trading fees. As of July 30, it is valued at US$309.22. That\u2019s nearly a 1400% increase from the same date last year, outpacing even Bitcoin, which rose 241% in the same period.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Can-you-use-Binance-in-Malaysia\"><\/span>Can you use Binance in Malaysia?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Officially, no.<\/p>\n<p>Binance is listed on the Securities Commission Malaysia\u2019s (SC) <a href=\"https:\/\/www.sc.com.my\/regulation\/enforcement\/investor-alerts\/sc-investor-alerts\/investor-alert-list\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Investor Alert List<\/a>, which identifies unauthorised websites, products, companies or individuals. The SC advises investors not to invest with any companies or individuals that aren\u2019t licensed or approved.<\/p>\n<p>The SC\u2019s official reason for placing it on the Alert List is that Binance is operating a \u201crecognized market without authorisation\u201d. <a href=\"https:\/\/decrypt.co\/36027\/binance-is-illegally-operating-in-malaysia-authorities-claim\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Decrypt<\/a> reported that Binance could have been blacklisted because it made the Ringgit available on its peer-to-peer exchange, despite not having the license to do so. It also promoted its platform to Malaysians and also tried to release a <a href=\"https:\/\/cointelegraph.com\/news\/binance-releases-its-own-debit-card-initial-testing-will-be-in-malaysia\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">crypto debit card<\/a> in Malaysia without approval.<\/p>\n<p>But that\u2019s not stopping Malaysians from using the platform. A cryptocurrency trader we talked to revealed that Binance is still popular among Malaysian investors and traders, thanks to the range of currencies tradable on the platform.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Binance-to-be-disabled-in-Malaysia\"><\/span><strong>Binance to be disabled in Malaysia<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The SC has also made it harder for Malaysians to access Binance. On July 30, it announced that it would take <a href=\"https:\/\/www.sc.com.my\/resources\/media\/media-release\/sc-takes-enforcement-actions-on-binance-for-illegally-operating-in-malaysia\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">enforcement actions against Binance<\/a> for continuing to operate illegally in Malaysia. It has ordered Binance to:<\/p>\n<ul>\n<li>Disable the Binance website (www.binance.com) and mobile applications in Malaysia within 14 business days from July 26, 2021<\/li>\n<li>Immediately cease all media and marketing activities, including circulating, publishing or sending any advertisements and\/or other marketing material, whether via emails or otherwise, to Malaysian investors<\/li>\n<li>Immediately restrict Malaysian investors from accessing Binance\u2019s Telegram group<\/li>\n<\/ul>\n<p>The SC has also urged those who have Binance accounts to stop trading immediately and withdraw all their investments.<\/p>\n<p>This means that you may not be able to access Binance soon, unless you change your DNS settings or connect through a VPN. However, trading on the platform may not be easy. Binance may choose to block ringgit deposits and withdrawals from the platform \u2013 similar to what has happened in the U.K., after the platform was <a href=\"https:\/\/cryptobriefing.com\/binance-users-barred-from-withdrawing-pounds-euros\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">recently banned<\/a>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Does-this-mean-Binance-is-not-safe-to-use\"><\/span>Does this mean Binance is not safe to use?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The SC is a valuable reference for investors. It carries out investment education initiatives and issues regulations that keep us safe from fraud. \u201cInvestors who deal with unlicensed or unauthorised entities or individuals are exposed to various risks, including fraud and money laundering, and may not have access to legal recourse in the event of a dispute,\u201d the SC <a href=\"https:\/\/www.sc.com.my\/resources\/media\/media-release\/sc-advises-investors-to-be-on-alert-for-covid-19-investment-scams-and-unauthorised-digital-asset-exchanges\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">warns<\/a>.<\/p>\n<p>While Malaysians are advised not to deal with unlicensed entities, being on the SC\u2019s Alert List doesn\u2019t necessarily indicate a fraudulent platform. Binance is not licensed or regulated in Malaysia, but there are a few exchanges under the Binance brand, including <a href=\"http:\/\/binance.sg\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Binance Singapore<\/a> and <a href=\"https:\/\/www.binance.us\/en\/home\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Binance.US<\/a>, which are fully compliant with the local regulations of the countries they operate in.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-47592\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/04\/27153013\/support-ticket.jpg\" alt=\"\" width=\"224\" height=\"460\" srcset=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/04\/27153013\/support-ticket.jpg 640w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/04\/27153013\/support-ticket-300x615.jpg 300w\" sizes=\"(max-width: 224px) 100vw, 224px\" \/>But if you choose to invest with Binance through VPNs, you\u2019re doing so at your own risk. And the risks can be high \u2013 a quick glance of the Binance <a href=\"https:\/\/www.reddit.com\/r\/binance\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">subreddit<\/a> shows a ton of threads from disgruntled users who discovered missing coins or have been locked out of their account. According to these users, the Binance\u2019s customer support only responds to their cases weeks later, if at all.<\/p>\n<p>Some US citizens shared that they were able to resolve their account issues by reporting to the Consumer Finance Protection Bureau. Malaysians won\u2019t have this option, as the exchange is not regulated here.<\/p>\n<p>A few months ago, a Malaysian user also shared on a Facebook Bitcoin group that their account had been frozen when attempting to buy a cryptocurrency with their BigPay card. When they contacted customer support, they were told that they had identified themselves as one of the \u201cunsupported countries\u201d, and that Binance\u2019s services are no longer available to them. The user was not able to withdraw their account holdings.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What-other-options-are-there\"><\/span>What other options are there?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you want to play it safe, consider investing via SC-approved cryptocurrency exchanges. Currently, that means three platforms: <a href=\"https:\/\/www.imoney.my\/articles\/buy-cryptocurrencies\" target=\"_blank\" rel=\"noopener noreferrer\">Luno<\/a>, <a href=\"https:\/\/sinegy.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">SINEGY<\/a> and <a href=\"https:\/\/tokenizemalaysia.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Tokenize<\/a>. They don\u2019t offer the huge range of coins on Binance, or the extra features like being able to stake your tokens, but they are regulated in Malaysia. In the event of some sort of dispute, you\u2019d have a better chance of being able to resolve it through official channels.<\/p>\n<h6><em>This article was first published in April 2021 and has been updated for freshness, accuracy and comprehensiveness.<\/em><\/h6>\n","protected":false},"excerpt":{"rendered":"<p>Here\u2019s what you need to know about this popular cryptocurrency exchange.<\/p>\n","protected":false},"author":1,"featured_media":51889,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[900,1],"tags":[743,630,820,635,744],"class_list":["post-47587","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cryptocurrency","category-investment","tag-binance","tag-bitcoin","tag-crypto","tag-cryptocurrency","tag-luno"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Is It Safe To Invest In Binance?<\/title>\n<meta name=\"description\" content=\"Binance is one of the world\u2019s biggest cryptocurrency exchanges. 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