{"id":48368,"date":"2021-06-30T09:50:45","date_gmt":"2021-06-30T01:50:45","guid":{"rendered":"http:\/\/wordpress-my-161844363.ap-southeast-1.elb.amazonaws.com\/articles\/?p=48368"},"modified":"2021-07-12T12:24:26","modified_gmt":"2021-07-12T04:24:26","slug":"apply-epf-i-citra-withdrawal","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal","title":{"rendered":"What Is i-Citra And How You Can Apply For It"},"content":{"rendered":"<p><span style=\"font-weight: 400\">Prime Minister Tan Sri Muhyiddin Yassin has announced PEMULIH, a series of financial aid for Malaysians to help soften the blow of the ongoing Movement Control Order (MCO) extension due to the COVID-19 pandemic.<\/span><\/p>\n<p><span style=\"font-weight: 400\">As part of the <\/span><a href=\"https:\/\/www.imoney.my\/articles\/pemulih-aid-package-covid\"><span style=\"font-weight: 400\">PEMULIH aid package<\/span><\/a><span style=\"font-weight: 400\">, the prime minister announced that the EPF (Employees Provident Fund) has introduced i-Citra, another withdrawal scheme to help alleviate the financial worries that are burdening their members.<\/span><\/p>\n<p><span style=\"font-weight: 400\">\u201ci-Citra is being introduced in response to the challenges that EPF members are facing and <\/span><span style=\"font-weight: 400\">was developed after careful consideration on how best to assist affected members while <\/span><span style=\"font-weight: 400\">upholding the EPF mandate,\u201d EPF said in a <\/span><a href=\"https:\/\/www.kwsp.gov.my\/en\/-\/epf-introduces-i-citra-withdrawal\"><span style=\"font-weight: 400\">statement<\/span><\/a><span style=\"font-weight: 400\"> adding that they \u201cacknowledge the need to balance current demands against future needs and facilitate temporary relief for members amid the pandemic\u201d.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Under the i-Citra programme, EPF members will be able to withdraw up to RM5000, which will be paid out in installments of RM1000 monthly.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Here\u2019s everything that you need to know regarding the i-Citra withdrawal scheme.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Maximum amount of RM5000 can be withdrawn. Payment will be spread out over 5 months, in RM1000 installments per month.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Unlike previous withdrawal schemes, i-Citra allows for withdrawal from both Account 1 and Account 2.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">A minimum of RM100 is required in your account after withdrawal, and a minimum value of RM50 for each payment.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Members who had previously applied for i-Lestari and i-Sinar can still apply for i-Citra.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Are-you-eligible-for-i-Citra\"><\/span><b>Are you eligible for i-Citra?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400\">Every EPF member aged 55 and below can apply for i-Citra, if you have at least RM150 in your EPF accounts at the time of application.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">However, members will need to keep a minimum of RM100 in their Account 1 after withdrawal to maintain their EPF member status and qualify for death and disability benefit.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"When-will-I-receive-my-i-Citra-payment\"><\/span><b>When will I receive my i-Citra payment?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400\">The payment will be spread over 5 months, starting from August 2021 to February 2022.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"When-and-where-can-I-apply-for-the-i-Citra-withdrawal-scheme\"><\/span><b>When and where can I apply for the i-Citra withdrawal scheme?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400\">Applications can be made from 12th July 2021, on this link <\/span><a href=\"http:\/\/icitra.kwsp.gov.my\"><span style=\"font-weight: 400\">icitra.kwsp.gov.my<\/span><\/a><span style=\"font-weight: 400\">.<\/span><\/p>\n<p><span style=\"font-weight: 400\">For more information regarding the i-Citra programme, you can head to the i-Citra FAQ page <\/span><a href=\"https:\/\/www.kwsp.gov.my\/en\/i-citra\"><span style=\"font-weight: 400\">here<\/span><\/a>.<\/p>\n<p><span style=\"font-weight: 400\">Earlier, EPF had also announced how members who withdraw from their Account 1 will have 100% of their future contributions directed into Account 1 until the amount they withdrew has been fully topped-up again. This amount includes the previous <\/span><a href=\"https:\/\/www.kwsp.gov.my\/-\/i-sinar-enables-2-million-affected-members-access-to-account-1\"><span style=\"font-weight: 400\">i-Sinar withdrawals<\/span><\/a><span style=\"font-weight: 400\"> as well.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">It is important for members to replace their EPF savings to a level that can meet their retirement needs in future. This is in line with the EPF\u2019s mandate in safeguarding members\u2019 retirement funds.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>As part of the PEMULIH programme, EPF will be introducing i-Citra, a new withdrawal scheme to help members cope with the MCO extension.<\/p>\n","protected":false},"author":51,"featured_media":48373,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,218,240],"tags":[340,532],"class_list":["post-48368","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment","category-money-management","category-retirement-planning","tag-epf","tag-mco"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What Is i-Citra And How You Can Apply For It<\/title>\n<meta name=\"description\" content=\"Interested in applying for the new i-Citra programme? Here\u2019s how you can do so!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Is i-Citra And How You Can Apply For It\" \/>\n<meta property=\"og:description\" content=\"Interested in applying for the new i-Citra programme? Here\u2019s how you can do so!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal\" \/>\n<meta property=\"og:site_name\" content=\"iMoney Malaysia\" \/>\n<meta property=\"article:published_time\" content=\"2021-06-30T01:50:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-07-12T04:24:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/06\/29175905\/i-Citra-application_FB.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"629\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Haziq Alfian\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Haziq Alfian\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal\",\"url\":\"https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal\",\"name\":\"What Is i-Citra And How You Can Apply For It\",\"isPartOf\":{\"@id\":\"https:\/\/www.imoney.my\/articles\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal#primaryimage\"},\"thumbnailUrl\":\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/06\/29175721\/EPF-i-Citra-main.jpg\",\"datePublished\":\"2021-06-30T01:50:45+00:00\",\"dateModified\":\"2021-07-12T04:24:26+00:00\",\"author\":{\"@id\":\"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/c8b6d65e0078bab2c19286b8db39547a\"},\"description\":\"Interested in applying for the new i-Citra programme? Here\u2019s how you can do so!\",\"breadcrumb\":{\"@id\":\"https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal#primaryimage\",\"url\":\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/06\/29175721\/EPF-i-Citra-main.jpg\",\"contentUrl\":\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/06\/29175721\/EPF-i-Citra-main.jpg\",\"width\":1200,\"height\":600,\"caption\":\"EPF i Citra withdrawal\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.imoney.my\/articles\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Investment\",\"item\":\"https:\/\/www.imoney.my\/articles\/category\/investment\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"What Is i-Citra And How You Can Apply For It\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.imoney.my\/articles\/#website\",\"url\":\"https:\/\/www.imoney.my\/articles\/\",\"name\":\"iMoney Malaysia\",\"description\":\"Everything you need to know about improving your personal finances.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.imoney.my\/articles\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/c8b6d65e0078bab2c19286b8db39547a\",\"name\":\"Haziq Alfian\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/4165e8554ae5d986f5bed18bcaa78ba3?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/4165e8554ae5d986f5bed18bcaa78ba3?s=96&d=mm&r=g\",\"caption\":\"Haziq Alfian\"},\"description\":\"A reader turned writer, Haziq Alfian navigates personal finance, sports, and politics with a practical touch. From money matters to the playing field and political landscapes, Haziq aims at providing you with a grounded, unbiased, and simple look at the daily happenings of the world.\",\"url\":\"https:\/\/www.imoney.my\/articles\/author\/haziq-alfian\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What Is i-Citra And How You Can Apply For It","description":"Interested in applying for the new i-Citra programme? Here\u2019s how you can do so!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal","og_locale":"en_US","og_type":"article","og_title":"What Is i-Citra And How You Can Apply For It","og_description":"Interested in applying for the new i-Citra programme? Here\u2019s how you can do so!","og_url":"https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal","og_site_name":"iMoney Malaysia","article_published_time":"2021-06-30T01:50:45+00:00","article_modified_time":"2021-07-12T04:24:26+00:00","og_image":[{"width":1200,"height":629,"url":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/06\/29175905\/i-Citra-application_FB.jpg","type":"image\/jpeg"}],"author":"Haziq Alfian","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Haziq Alfian","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal","url":"https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal","name":"What Is i-Citra And How You Can Apply For It","isPartOf":{"@id":"https:\/\/www.imoney.my\/articles\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal#primaryimage"},"image":{"@id":"https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal#primaryimage"},"thumbnailUrl":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/06\/29175721\/EPF-i-Citra-main.jpg","datePublished":"2021-06-30T01:50:45+00:00","dateModified":"2021-07-12T04:24:26+00:00","author":{"@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/c8b6d65e0078bab2c19286b8db39547a"},"description":"Interested in applying for the new i-Citra programme? Here\u2019s how you can do so!","breadcrumb":{"@id":"https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal#primaryimage","url":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/06\/29175721\/EPF-i-Citra-main.jpg","contentUrl":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/06\/29175721\/EPF-i-Citra-main.jpg","width":1200,"height":600,"caption":"EPF i Citra withdrawal"},{"@type":"BreadcrumbList","@id":"https:\/\/www.imoney.my\/articles\/apply-epf-i-citra-withdrawal#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.imoney.my\/articles\/"},{"@type":"ListItem","position":2,"name":"Investment","item":"https:\/\/www.imoney.my\/articles\/category\/investment"},{"@type":"ListItem","position":3,"name":"What Is i-Citra And How You Can Apply For It"}]},{"@type":"WebSite","@id":"https:\/\/www.imoney.my\/articles\/#website","url":"https:\/\/www.imoney.my\/articles\/","name":"iMoney Malaysia","description":"Everything you need to know about improving your personal finances.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.imoney.my\/articles\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/c8b6d65e0078bab2c19286b8db39547a","name":"Haziq Alfian","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/4165e8554ae5d986f5bed18bcaa78ba3?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4165e8554ae5d986f5bed18bcaa78ba3?s=96&d=mm&r=g","caption":"Haziq Alfian"},"description":"A reader turned writer, Haziq Alfian navigates personal finance, sports, and politics with a practical touch. From money matters to the playing field and political landscapes, Haziq aims at providing you with a grounded, unbiased, and simple look at the daily happenings of the world.","url":"https:\/\/www.imoney.my\/articles\/author\/haziq-alfian"}]}},"_links":{"self":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/48368"}],"collection":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/comments?post=48368"}],"version-history":[{"count":7,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/48368\/revisions"}],"predecessor-version":[{"id":48562,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/48368\/revisions\/48562"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/media\/48373"}],"wp:attachment":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/media?parent=48368"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/categories?post=48368"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/tags?post=48368"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}