{"id":48575,"date":"2021-07-12T16:38:53","date_gmt":"2021-07-12T08:38:53","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=48575"},"modified":"2021-07-12T16:41:34","modified_gmt":"2021-07-12T08:41:34","slug":"butiran-penting-i-citra-cara-memohon","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/butiran-penting-i-citra-cara-memohon","title":{"rendered":"Apa Itu i-Citra Dan Cara Untuk Membuat Permohonan"},"content":{"rendered":"<p>Perdana Menteri Tan Sri Muhyiddin Yassin telah memperkenalkan PEMULIH, sebuah pakej perlindungan buat semua rakyat Malaysia selaras dengan kelanjutan Perintah Kawalan Pergerakan (PKP) rentetan pandemik COVID-19.<\/p>\n<p>Sebahagian daripada <a href=\"https:\/\/www.imoney.my\/articles\/pemulih-aid-package-covid\">pakej perlindungan PEMULIH<\/a>, perdana menteri turut mengumumkan bahawa Kumpulan Wang Persaraan Pekerja (KWSP) akan memperkenalkan i-Citra, sebuah kemudahan kewangan tambahan bagi membantu ahli pencarum yang terkesan.<\/p>\n<p>\u201ci-Citra diperkenalkan bagi membantu ahli pencarum untuk meneruskan kelangsungan hidup selepas meneliti cara yang terbaik untuk memenuhi keperluan asas mereka.\u201d Ketika menegaskan perkara itu, KWSP juga <a href=\"https:\/\/www.kwsp.gov.my\/ms\/-\/epf-introduces-i-citra-withdrawal\">menyatakan<\/a> bahawa mereka \u201cmaklum perlu adanya keseimbangan antara keperluan semasa dan simpanan masa hadapan serta memberi bantuan sementara bagi membantu ahli pencarum dalam menghadapi pandemik ini.\u201d<\/p>\n<p>Program i-Citra membenarkan ahli pencarum KWSP untuk membuat pengeluaran sehingga RM5000, yang akan dibayar secara ansuran sebanyak RM1000 setiap bulan.<\/p>\n<p>Berikut adalah butiran pengeluaran i-Citra yang anda perlu tahu:<\/p>\n<ul>\n<li>Akaun 2 akan diutamakan bagi tujuan pengeluaran i-Citra. Sekiranya baki di Akaun 2 tidak mencukupi, Akaun 1 pula akan digunakan.<\/li>\n<li>Jumlah maksimum pengeluaran adalah sebanyak RM5000. Pembayaran akan diansurkan sebanyak RM1000 setiap bulan selama lima<\/li>\n<li>i-Citra membenarkan pengeluaran dibuat melalui kedua-dua Akaun 1 dan Akaun 2.<\/li>\n<li>Jumlah minimum sebanyak RM100 diperlukan di dalam akaun anda selepas membuat pengeluaran, dan jumlah minimum bagi setiap pengeluaran adalah sebanyak Rm50 ringgit.<\/li>\n<li>Ahli pencarum yang sudah membuat permohonan i-Lestari dan i-Sinar masih boleh memohon i-Citra.<\/li>\n<\/ul>\n<p>Berikut adalah contoh situasi pengeluaran i-Citra oleh ahli pencarum KWSP:<\/p>\n<p><a href=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161740\/sara.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-48578 size-large\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161740\/sara-800x800.jpg\" alt=\"\" width=\"800\" height=\"800\" srcset=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161740\/sara-800x800.jpg 800w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161740\/sara-150x150.jpg 150w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161740\/sara-300x300.jpg 300w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161740\/sara-768x768.jpg 768w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161740\/sara-200x200.jpg 200w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161740\/sara.jpg 1024w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/a><\/p>\n<p><a href=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161729\/adam.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-48577 size-large\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161729\/adam-800x800.jpg\" alt=\"\" width=\"800\" height=\"800\" srcset=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161729\/adam-800x800.jpg 800w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161729\/adam-150x150.jpg 150w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161729\/adam-300x300.jpg 300w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161729\/adam-768x768.jpg 768w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161729\/adam-200x200.jpg 200w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161729\/adam.jpg 1024w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/a><\/p>\n<p><a href=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161716\/adli.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-48576 size-large\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161716\/adli-800x800.jpg\" alt=\"\" width=\"800\" height=\"800\" srcset=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161716\/adli-800x800.jpg 800w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161716\/adli-150x150.jpg 150w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161716\/adli-300x300.jpg 300w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161716\/adli-768x768.jpg 768w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161716\/adli-200x200.jpg 200w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/07\/12161716\/adli.jpg 1024w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Adakah-anda-layak-memohon-i-Citra\"><\/span>Adakah anda layak memohon i-Citra?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Setiap ahli pencarum yang berumur 55 tahun dan ke bawah layak untuk membuat permohonan i-Citra, jika mereka mempunyai sekurang-kurangnya RM150 di dalam akaun KWSP semasa memohon.<\/p>\n<p>Juga, ahli pencarum harus mempunyai baki minimum sebanyak RM100 di dalam <strong>Akaun 1<\/strong> selepas membuat pengeluaran supaya status keahlian pencarum kekal aktif dan mereka layak untuk sumbangan tambahan kematian dan kelainan upaya.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bilakah-pembayaran-i-Citra-akan-dimulakan\"><\/span>Bilakah pembayaran i-Citra akan dimulakan?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Pembayaran akan dilakukan dalam tempoh 5 bulan, bermula dari Ogos 2021 sehingga Februari 2022.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Apakah-butiran-permohonan-i-Citra\"><\/span>Apakah butiran permohonan i-Citra?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Ahli pencarum boleh membuat permohonan bermula dari 12 Julai 2021, di pautan <a href=\"http:\/\/icitra.kwsp.gov.my\/\">icitra.kwsp.gov.my<\/a>.<\/p>\n<p>Untuk maklumat yang lebih lanjut mengenai program i-Citra, anda boleh menyemak halaman rasmi <a href=\"https:\/\/www.kwsp.gov.my\/en\/i-citra\">FAQ i-Citra<\/a>.<\/p>\n<p>Sehubungan dengan itu, KWSP turut mengumumkan jika ahli pencarum membuat pengeluaran menggunakan Akaun 1, kesemua caruman masa hadapan mereka akan dimasukkan ke dalam Akaun 1 semula sehingga mencapai jumlah simpanan yang asal. Jumlah ini adalah termasuk jumlah <a href=\"https:\/\/www.kwsp.gov.my\/-\/i-sinar-enables-2-million-affected-members-access-to-account-1\">pengeluaran i-Sinar<\/a>.<\/p>\n<p>Kelangsungan hidup jangka pendek kita perlu dipenuhi dan pada masa yang sama penting untuk kita sentiasa mengambil pendekatan wajar untuk melindungi simpanan persaraan. Ini merupakan \u00a0KWSP dalam melindungi simpanan persaraan ahli pencarum.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Serentak dengan pelaksanaan program PEMULIH, KWSP akan memperkenalkan i-Citra bagi membantu ahli pencarum yang terkesan dengan lanjutan Perintah Kawalan Pergerakan (PKP).<\/p>\n","protected":false},"author":50,"featured_media":48373,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,218,240],"tags":[340,786,530],"class_list":["post-48575","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment","category-money-management","category-retirement-planning","tag-epf","tag-i-citra","tag-kwsp"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Apa Itu i-Citra Dan Cara Untuk Membuat Permohonan<\/title>\n<meta name=\"description\" content=\"Ingin membuat permohonan i-Citra? Ini adalah butiran penting termasuk cara untuk membuat permohonan!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imoney.my\/articles\/butiran-penting-i-citra-cara-memohon\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Apa Itu i-Citra Dan Cara Untuk Membuat Permohonan\" \/>\n<meta property=\"og:description\" content=\"Ingin membuat permohonan i-Citra? 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