{"id":4949,"date":"2013-04-22T00:03:42","date_gmt":"2013-04-21T16:03:42","guid":{"rendered":"http:\/\/www.imoney.my\/articles\/?p=4949"},"modified":"2014-07-10T14:54:50","modified_gmt":"2014-07-10T06:54:50","slug":"pr1ma-2","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/pr1ma-2","title":{"rendered":"PR1MA (Part 2): 1Malaysia People\u2019s Housing Programme \u2013 Do You Qualify?"},"content":{"rendered":"<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-5141 aligncenter\" alt=\"new home\" src=\"\/articles\/wp-content\/uploads\/2013\/04\/shutterstock_126541514.jpg\" width=\"400\" height=\"272\" srcset=\"\/articles\/wp-content\/uploads\/2013\/04\/shutterstock_126541514.jpg 400w, \/articles\/wp-content\/uploads\/2013\/04\/shutterstock_126541514-300x204.jpg 300w, \/articles\/wp-content\/uploads\/2013\/04\/shutterstock_126541514-73x50.jpg 73w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/p>\n<p style=\"text-align: left;\">With PR1MA underway, most people from the middle-income class are looking forward to finally owning heir first home. However, find out if you qualify to purchase with the criteria laid out for the programme.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"PR1MA-criteria-at-a-glance\"><\/span><strong>PR1MA criteria at a glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>To qualify, you must:<\/p>\n<ul>\n<li>be a Malaysian citizen<\/li>\n<li>be at least 21 years of age<\/li>\n<li>have a monthly household income of RM2,500 to RM7,500<\/li>\n<li>own no more than one property<\/li>\n<li>adhere to other guidelines set-forth by the States<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Things-about-monthly-household-income-you-must-know-about\"><\/span><strong>Things about monthly household income you must know about<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>As an initiative by the Government to help the middle-income demographic, PR1MA takes your monthly household income very seriously. For the purpose of application, your monthly household income encompasses all of the following:<\/p>\n<div style=\"border: 1px solid black; padding: 10px; padding-bottom: 0px; margin-bottom: 10px;\"><strong>Wages, salary, remuneration, leave pay, fee, commission, bonus, gratuity, prerequisite or allowance (whether such items are paid in money or otherwise) you get from your employment or business.<\/strong><\/div>\n<p>Your monthly income is derived from the last three calendar months prior to your application. Say you put in an application in April, your incomes from March, February and January would be added up and divided by three for the purpose of calculation.<\/p>\n<p>If your average falls out of the range of RM2,500 \u2013 R M7,500, you are considered an unqualified applicant.<\/p>\n<p><a href=\"\/home-loan\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-7691\" alt=\"homeloan-728x90\" src=\"\/articles\/wp-content\/uploads\/2013\/11\/homeloan-728x90.jpg\" width=\"728\" height=\"90\" srcset=\"\/articles\/wp-content\/uploads\/2013\/11\/homeloan-728x90.jpg 728w, \/articles\/wp-content\/uploads\/2013\/11\/homeloan-728x90-300x37.jpg 300w, \/articles\/wp-content\/uploads\/2013\/11\/homeloan-728x90-150x18.jpg 150w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/a><\/p>\n<h3><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"Still-unsure-what-PR1MA-is-Find-out-more-from-our-introduction-of-PR1MA\"><\/span><strong>Still unsure what PR1MA is? Find out more from our <a href=\"\/articles\/pr1ma-1\/\" target=\"_blank\">introduction of PR1MA<\/a>.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"Ready-to-sign-up-now-Heres-how-you-can-apply-for-PR1MA\"><\/span><strong>Ready to sign up now? Here&#8217;s how you can <a href=\"\/articles\/pr1ma-3\/\" target=\"_blank\">apply for PR1MA<\/a>.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"Already-secured-your-home-Go-to-our-home-loan-comparison-table-to-check-out-the-best-property-loan-rate-right-now\"><\/span><strong>Already secured your home? Go to our <a href=\"\/home-loan\" target=\"_blank\">home loan comparison table<\/a> to check out the best property loan rate right now.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n","protected":false},"excerpt":{"rendered":"<p>With PR1MA underway, most people from the middle-income class are looking forward to finally owning heir first home. However, find out if you qualify to purchase with the criteria laid out for the programme. PR1MA criteria at a glance To qualify, you must: be a Malaysian citizen be at least 21 years of age have&#8230; <a class=\"view-article\" href=\"https:\/\/www.imoney.my\/articles\/pr1ma-2\">View Article<\/a><\/p>\n","protected":false},"author":1,"featured_media":8928,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[239,21],"tags":[],"class_list":["post-4949","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-loan","category-properties"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PR1MA (2): Malaysia People\u2019s Housing Programme \u2013 Are You Eligible?<\/title>\n<meta name=\"description\" content=\"In PArt 2 of the Malaysia PR1MA Series, iMoney shows you the criteria that make you a qualified purchaser of a PR1MA home.\" \/>\n<meta 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