{"id":53347,"date":"2022-07-22T09:23:02","date_gmt":"2022-07-22T01:23:02","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=53347"},"modified":"2024-06-13T12:05:48","modified_gmt":"2024-06-13T04:05:48","slug":"critical-illness-early-protection","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/critical-illness-early-protection","title":{"rendered":"Critical Illness Can Strike When We Least Expect It"},"content":{"rendered":"

In partnership with\"PruBSN<\/a><\/strong><\/p>\n

50.1% of Malaysians today are either overweight or obese<\/a>, based on the National Health and Morbidity Survey (NHMS) in 2019. This means that out of every two Malaysians, one is more likely to suffer from serious and critical illnesses<\/a> such as a heart attack or even cancer, as obesity increases the risk<\/a> of health problems.<\/p>\n

This means there is a high chance that you might end up with a major financial burden due to unexpected medical costs in treating these health issues.<\/p>\n

<\/span>All Malaysians are now at risk<\/span><\/h2>\n

You might think that only the elderly will suffer from critical illnesses but that\u2019s not the case as there is a rising concern that 1 out of 3 millennials over the age of 35<\/a> are more likely to suffer from heart disease.<\/p>\n

With both the young and older generations at higher risk from critical illnesses, it might be wise to do all we can to remain healthy.<\/p>\n

Simple Tips That Can Go A Long Way To Reduce Health Risks<\/div>
\n
    \n
  1. Moderation is key for healthy eating<\/strong> – The Malaysian Healthy Plate<\/a> is a great guideline which advocates healthy portioning with a quarter plate of carbohydrates, quarter plate of proteins, and half plate of fruits\/vegetables.<\/li>\n
  2. Keep track of your carb intake<\/strong> \u2013 While whole carbs are necessary for energy, limit simple carbs that are heavy with sugar<\/a> such as sweet drinks and food that use processed sugar or condensed milk.<\/li>\n
  3. Get active as much as you can<\/strong> – This does not mean you have to immediately head to the gym or spend hours on the treadmill. Allocating at least 30 minutes of physical activities per day is recommended<\/a>.<\/li>\n
  4. Mental health is equally important<\/strong> – Mental health issues caused by stress are often overlooked. While you can\u2019t eliminate stress entirely, you can manage it by doing activities that relaxes you such as meditation or even just listening to music.<\/div><\/div><\/li>\n<\/ol>\n

    But the problem is that critical illnesses often happens when we least expect it.<\/p>\n

    <\/span>Planning your protection early is important for you and your family<\/span><\/h2>\n

    While being healthy and following healthy habits reduces the risk, it does not help you overcome the challenges of life when you fall sick from a critical illness.<\/p>\n

    Medical costs are often the main concern when treating critical illnesses as it can get very costly, very quickly. For example, cancer treatments could reach over RM100,000<\/a> for stage IV cancers<\/u>, heart disease treatments such as an angioplasty and stent replacement could cost as much as RM45,000<\/a>, and the cost of a major stroke treatment can range anywhere between RM35,000 to RM75,000<\/a>.<\/p>\n

    In addition to the cost of treatment, there are also other indirect or hidden costs like:<\/p>\n