{"id":56903,"date":"2023-07-06T09:57:25","date_gmt":"2023-07-06T01:57:25","guid":{"rendered":"http:\/\/wordpress-my-161844363.ap-southeast-1.elb.amazonaws.com\/articles\/?p=56903"},"modified":"2023-07-06T09:57:25","modified_gmt":"2023-07-06T01:57:25","slug":"touchngo-ewallet-china","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/touchngo-ewallet-china","title":{"rendered":"Touch \u2018n Go Expands To China Market With Partnership With Ant Group"},"content":{"rendered":"
Thanks to a partnership with Chinese fintech giant Ant Group, Touch \u2018n Go e-wallet payment system is now available in China.<\/span><\/p>\n Touch \u2018n Go, which is majority owned by CIMB, announced their cross border payment expansion into China last November, thanks to a collaboration with Chinese payment giants, WeChatPay and AliPay+.<\/span><\/p>\n This collaboration will allow Malaysian travellers to use their smartphones to pay millions of merchants all across China.<\/span><\/p>\n In an interview with South China Morning Post, Alan Ni, the chief executive of TNG Digital said that this move is a very welcome move for tourists in China, as it will make making payments while travelling across China much easier.<\/span><\/p>\n \u201cIf you\u2019re a tourist in China, only using cash (without an ewallet) is not easy to survive. It is quite difficult, because sometimes people just say no change for you,\u201d Ni said.<\/span><\/p>\n But more than anything, Ni is looking to first and foremost learn from their collaborators, as they are more senior in the fintech market compared to Touch \u2018n Go.<\/span><\/p>\n In the same interview with the South China Morning Post, Ni said that he is trying to learn from the business models of Chinese companies, as they are more mature compared to Southeast Asian companies.<\/span><\/p>\n \u201cAll the business models in China are already very stable,\u201d Ni said. \u201cSouth-East Asia is still at an infant stage. That actually leaves us a lot of room to grow.\u201d<\/span><\/p>\n Another challenge that Ni is looking to overcome is to change the perception of Malaysians when it comes to e-wallet payments.<\/span><\/p>\n \u201cWe have some (colleagues) from China (who) basically give us the advice that we need to make the user experience seamless,\u201d explained Ni. \u201cBut Malaysian colleagues have different opinions. They say people may not feel very secure and comfortable, because (they) have never used this (service) before.\u201d<\/span><\/p>\n