{"id":585,"date":"2012-06-06T16:19:40","date_gmt":"2012-06-06T16:19:40","guid":{"rendered":"http:\/\/imoney.my\/?p=585"},"modified":"2016-05-06T10:31:47","modified_gmt":"2016-05-06T02:31:47","slug":"tips-on-managing-your-credit-card-usage","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage","title":{"rendered":"Tips On Managing Your Credit Card Usage"},"content":{"rendered":"
    \n
  1. Avoid paying unnecessary fees.
    \n<\/strong>Pay your credit card bills before the due date to avoid late payment charges. If you can, fully repay the outstanding balance to avoid any interest charges.<\/li>\n
  2. Avoid cash advance.
    \n<\/strong>Withdraw cash with your credit card only as a last resort to avoid high interest charges.<\/li>\n
  3. Limit your cards.
    \n<\/strong>Only apply for what you need to avoid paying additional government service tax.<\/li>\n
  4. Consider an alternative to credit cards.
    \n<\/strong>Debit cards are good alternatives to avoid unnecessary fees and charges.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"

    Avoid paying unnecessary fees. Pay your credit card bills before the due date to avoid late payment charges. If you can, fully repay the outstanding balance to avoid any interest charges. Avoid cash advance. Withdraw cash with your credit card only as a last resort to avoid high interest charges. Limit your cards. Only apply… View Article<\/a><\/p>\n","protected":false},"author":1,"featured_media":2501,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[11],"tags":[305],"class_list":["post-585","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cards","tag-fb"],"acf":[],"yoast_head":"\nTips On Managing Your Credit Card Usage<\/title>\n<meta name=\"description\" content=\"Practical tips for your credit card usage and credit card management from the experts of financing solutions in Malaysia.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tips On Managing Your Credit Card Usage\" \/>\n<meta property=\"og:description\" content=\"Practical tips for your credit card usage and credit card management from the experts of financing solutions in Malaysia.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage\" \/>\n<meta property=\"og:site_name\" content=\"iMoney Malaysia\" \/>\n<meta property=\"article:published_time\" content=\"2012-06-06T16:19:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2016-05-06T02:31:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2012\/06\/Tips-on-managing-your-credit-card-usage.png\" \/>\n\t<meta property=\"og:image:width\" content=\"296\" \/>\n\t<meta property=\"og:image:height\" content=\"297\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"iMoney Editorial\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"iMoney Editorial\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage\",\"url\":\"https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage\",\"name\":\"Tips On Managing Your Credit Card Usage\",\"isPartOf\":{\"@id\":\"https:\/\/www.imoney.my\/articles\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage#primaryimage\"},\"thumbnailUrl\":\"\/articles\/wp-content\/uploads\/2012\/06\/Tips-on-managing-your-credit-card-usage.png\",\"datePublished\":\"2012-06-06T16:19:40+00:00\",\"dateModified\":\"2016-05-06T02:31:47+00:00\",\"author\":{\"@id\":\"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/2dc429bac9840e75ad08ab242c57dcbb\"},\"description\":\"Practical tips for your credit card usage and credit card management from the experts of financing solutions in Malaysia.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage#primaryimage\",\"url\":\"\/articles\/wp-content\/uploads\/2012\/06\/Tips-on-managing-your-credit-card-usage.png\",\"contentUrl\":\"\/articles\/wp-content\/uploads\/2012\/06\/Tips-on-managing-your-credit-card-usage.png\",\"width\":\"296\",\"height\":\"297\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.imoney.my\/articles\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cards\",\"item\":\"https:\/\/www.imoney.my\/articles\/category\/cards\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Tips On Managing Your Credit Card Usage\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.imoney.my\/articles\/#website\",\"url\":\"https:\/\/www.imoney.my\/articles\/\",\"name\":\"iMoney Malaysia\",\"description\":\"Everything you need to know about improving your personal finances.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.imoney.my\/articles\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/2dc429bac9840e75ad08ab242c57dcbb\",\"name\":\"iMoney Editorial\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/4268d61be86ba47b656e314b503a5c2f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/4268d61be86ba47b656e314b503a5c2f?s=96&d=mm&r=g\",\"caption\":\"iMoney Editorial\"},\"description\":\"iMoney Editorial Team is composed of 4 writers with wide-ranging interests and areas of expertise. Their primary responsibility is to write financial-related articles to share and educate Malaysians on how to save, make and grow their money.\",\"sameAs\":[\"http:\/\/www.imoney.my\"],\"url\":\"https:\/\/www.imoney.my\/articles\/author\/chinglee\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Tips On Managing Your Credit Card Usage","description":"Practical tips for your credit card usage and credit card management from the experts of financing solutions in Malaysia.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage","og_locale":"en_US","og_type":"article","og_title":"Tips On Managing Your Credit Card Usage","og_description":"Practical tips for your credit card usage and credit card management from the experts of financing solutions in Malaysia.","og_url":"https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage","og_site_name":"iMoney Malaysia","article_published_time":"2012-06-06T16:19:40+00:00","article_modified_time":"2016-05-06T02:31:47+00:00","og_image":[{"width":296,"height":297,"url":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2012\/06\/Tips-on-managing-your-credit-card-usage.png","type":"image\/png"}],"author":"iMoney Editorial","twitter_card":"summary_large_image","twitter_misc":{"Written by":"iMoney Editorial"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage","url":"https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage","name":"Tips On Managing Your Credit Card Usage","isPartOf":{"@id":"https:\/\/www.imoney.my\/articles\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage#primaryimage"},"image":{"@id":"https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage#primaryimage"},"thumbnailUrl":"\/articles\/wp-content\/uploads\/2012\/06\/Tips-on-managing-your-credit-card-usage.png","datePublished":"2012-06-06T16:19:40+00:00","dateModified":"2016-05-06T02:31:47+00:00","author":{"@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/2dc429bac9840e75ad08ab242c57dcbb"},"description":"Practical tips for your credit card usage and credit card management from the experts of financing solutions in Malaysia.","breadcrumb":{"@id":"https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage#primaryimage","url":"\/articles\/wp-content\/uploads\/2012\/06\/Tips-on-managing-your-credit-card-usage.png","contentUrl":"\/articles\/wp-content\/uploads\/2012\/06\/Tips-on-managing-your-credit-card-usage.png","width":"296","height":"297"},{"@type":"BreadcrumbList","@id":"https:\/\/www.imoney.my\/articles\/tips-on-managing-your-credit-card-usage#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.imoney.my\/articles\/"},{"@type":"ListItem","position":2,"name":"Cards","item":"https:\/\/www.imoney.my\/articles\/category\/cards"},{"@type":"ListItem","position":3,"name":"Tips On Managing Your Credit Card Usage"}]},{"@type":"WebSite","@id":"https:\/\/www.imoney.my\/articles\/#website","url":"https:\/\/www.imoney.my\/articles\/","name":"iMoney Malaysia","description":"Everything you need to know about improving your personal finances.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.imoney.my\/articles\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/2dc429bac9840e75ad08ab242c57dcbb","name":"iMoney Editorial","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/4268d61be86ba47b656e314b503a5c2f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4268d61be86ba47b656e314b503a5c2f?s=96&d=mm&r=g","caption":"iMoney Editorial"},"description":"iMoney Editorial Team is composed of 4 writers with wide-ranging interests and areas of expertise. Their primary responsibility is to write financial-related articles to share and educate Malaysians on how to save, make and grow their money.","sameAs":["http:\/\/www.imoney.my"],"url":"https:\/\/www.imoney.my\/articles\/author\/chinglee"}]}},"_links":{"self":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/585"}],"collection":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/comments?post=585"}],"version-history":[{"count":24,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/585\/revisions"}],"predecessor-version":[{"id":602,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/585\/revisions\/602"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/media\/2501"}],"wp:attachment":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/media?parent=585"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/categories?post=585"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/tags?post=585"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}