{"id":64713,"date":"2024-08-20T14:26:07","date_gmt":"2024-08-20T06:26:07","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=64713"},"modified":"2024-08-20T14:26:07","modified_gmt":"2024-08-20T06:26:07","slug":"easy-payment-plan-credit-cards","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/easy-payment-plan-credit-cards","title":{"rendered":"Best Easy Payment Plan Credit Cards: Get 0% Interest On Your Repayments"},"content":{"rendered":"

Have you heard about a credit card\u2019s easy payment plan (EPP)? It is not the most commonly talked about feature, but it can provide card holders with some excellent advantages .\u00a0<\/span><\/p>\n

Easy payment plans are essentially the same thing as instalment plans. It is a feature that offers credit card holders the flexibility to use their credit cards to make a payment for a substantial amount then repay it in instalments within a certain period. The duration of these repayments can vary depending on the card issuers, but they typically range from 3 to 24 months.<\/span><\/p>\n

These easy payment plan credit cards are particularly useful for larger purchases such as electronic gadgets and furniture. Before you go looking for one, here are a few things to look out for in an EPP credit card.<\/span><\/p>\n

<\/span>What are the things to look out for in an EPP credit card?<\/b><\/span><\/h2>\n

Like all other credit cards, features may vary depending on the card issuer or financial institution that you apply to. Before applying for a card, watch out for these features as they may not be universally applicable.<\/span><\/p>\n

0% interest rate<\/b><\/h4>\n

In order to maximise savings, look for opportunities to apply for cards with 0% interest on EPPs. Always read the fine print so that you always know when the interest rate applies.<\/span><\/p>\n

Flexible tenures<\/b><\/h4>\n

Some EPP cards offer extra flexibility, allowing you to stretch repayments even beyond the typical 24 months. Some might even offer 0% interest on longer tenures.<\/span><\/p>\n

Applicable merchants<\/b><\/h4>\n

Banks typically have a list of merchants that participate in their 0% interest offerings. See if your favourite stores are part of the deal before applying.<\/span><\/p>\n

Read More:<\/strong> <\/span>How Does EPP Credit Card Repayment Work?<\/span><\/a><\/p>\n

<\/span>Top easy payment plan cards<\/b><\/span><\/h2>\n

<\/span>Maybank credit cards<\/b><\/span><\/h3>\n
\"Maybank<\/div>

Maybank PETRONAS Visa Gold<\/a><\/h4>

Apply for a Maybank PETRONAS Visa Gold & win RM100 cashback<\/p>Up to 8x TreatsPoints on weekends and 5x TreatsPoints on weekdays for every spend at PETRONAS Stations.<\/em><\/div>

Apply Now<\/a><\/div><\/div>\n

All Maybank credit cards have the advantage of benefitting from the EzyPay scheme. Under this scheme, cardholders can enjoy up to 0% interest rate when they convert their purchase into affordable monthly instalments at selected stores. Check out the outlets displaying the \u201cMaybank 0% EzyPay\u201d sign, at these stores you can purchase pretty much anything using Maybank EzyPay Instalment Plan via your Maybank Credit card.<\/span><\/p>\n

You can find a list of participating merchants <\/span>here<\/span><\/a>.<\/span><\/p>\n

Some of the best Maybank cards to apply for EPP include:<\/span><\/p>\n