{"id":7616,"date":"2013-12-02T10:39:13","date_gmt":"2013-12-02T02:39:13","guid":{"rendered":"http:\/\/www.imoney.my\/articles\/?p=7616"},"modified":"2024-04-17T14:54:53","modified_gmt":"2024-04-17T06:54:53","slug":"top-5-uninsurable-cars-car-insurable-in-malaysia","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/top-5-uninsurable-cars-car-insurable-in-malaysia","title":{"rendered":"[WATCH] Top 5 uninsurable cars: Is your car insurable in Malaysia?"},"content":{"rendered":"<p>If you are a TV or movie buff, you would surely have come across vehicles that sometimes defy logic and science.<\/p>\n<p>Take a stroll down memory lane with <em>iMoney<\/em> by revisiting classic footages that feature amazing (and mostly amusing) vehicles of yesteryears. If the car you drive resembles any of the cars featured in these footages, beware; insurance companies will not insure these cars.<\/p>\n<p><b>1. Mr. Bean &#8211; 1976 \u2013 1980 British Leyland Mini 1000<\/b><\/p>\n<p><a href=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2013\/11\/mr-bean-1024x662.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-7618\" src=\"\/articles\/wp-content\/uploads\/2013\/11\/mr-bean-1024x662.jpg\" alt=\"mr bean\" width=\"592\" height=\"383\" srcset=\"\/articles\/wp-content\/uploads\/2013\/11\/mr-bean-1024x662.jpg 1024w, \/articles\/wp-content\/uploads\/2013\/11\/mr-bean-300x194.jpg 300w, \/articles\/wp-content\/uploads\/2013\/11\/mr-bean-77x50.jpg 77w, \/articles\/wp-content\/uploads\/2013\/11\/mr-bean.jpg 1187w\" sizes=\"(max-width: 592px) 100vw, 592px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p><b style=\"font-size: 13px; line-height: 18px;\">2. Back to the Future \u2013 1981 Delorean DMC-12 Time Machine<\/b><\/p>\n<p><a href=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2013\/11\/back-to-the-future-1024x589.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-7619\" src=\"\/articles\/wp-content\/uploads\/2013\/11\/back-to-the-future-1024x589.jpg\" alt=\"back to the future\" width=\"592\" height=\"340\" srcset=\"\/articles\/wp-content\/uploads\/2013\/11\/back-to-the-future-1024x589.jpg 1024w, \/articles\/wp-content\/uploads\/2013\/11\/back-to-the-future-300x172.jpg 300w, \/articles\/wp-content\/uploads\/2013\/11\/back-to-the-future-86x50.jpg 86w, \/articles\/wp-content\/uploads\/2013\/11\/back-to-the-future.jpg 1289w\" sizes=\"(max-width: 592px) 100vw, 592px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p><b>3. Ghostbusters \u2013 Ecto-1 (1959 Cadillac Professional Ambulance)<\/b><\/p>\n<p><a href=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2013\/11\/ghostbuster-1024x513.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-7621\" src=\"\/articles\/wp-content\/uploads\/2013\/11\/ghostbuster-1024x513.jpg\" alt=\"ghostbuster\" width=\"592\" height=\"296\" srcset=\"\/articles\/wp-content\/uploads\/2013\/11\/ghostbuster-1024x513.jpg 1024w, \/articles\/wp-content\/uploads\/2013\/11\/ghostbuster-300x150.jpg 300w, \/articles\/wp-content\/uploads\/2013\/11\/ghostbuster-99x50.jpg 99w, \/articles\/wp-content\/uploads\/2013\/11\/ghostbuster.jpg 1333w\" sizes=\"(max-width: 592px) 100vw, 592px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p><b>4. Batman \u2013 The Batmobile<\/b><\/p>\n<p><a href=\"\/articles\/wp-content\/uploads\/2013\/11\/batmobile.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-7620\" src=\"\/articles\/wp-content\/uploads\/2013\/11\/batmobile-1024x597.jpg\" alt=\"batmobile\" width=\"592\" height=\"346\" srcset=\"\/articles\/wp-content\/uploads\/2013\/11\/batmobile-1024x597.jpg 1024w, \/articles\/wp-content\/uploads\/2013\/11\/batmobile-300x175.jpg 300w, \/articles\/wp-content\/uploads\/2013\/11\/batmobile-85x50.jpg 85w, \/articles\/wp-content\/uploads\/2013\/11\/batmobile.jpg 1229w\" sizes=\"(max-width: 592px) 100vw, 592px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p><b>5. Knightrider \u2013 KITT, the talking 1982 Pontiac Trans Am<\/b><\/p>\n<p><a href=\"\/articles\/wp-content\/uploads\/2013\/11\/knightrider.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-7617\" src=\"\/articles\/wp-content\/uploads\/2013\/11\/knightrider-1024x661.jpg\" alt=\"knightrider\" width=\"592\" height=\"382\" srcset=\"\/articles\/wp-content\/uploads\/2013\/11\/knightrider-1024x661.jpg 1024w, \/articles\/wp-content\/uploads\/2013\/11\/knightrider-300x193.jpg 300w, \/articles\/wp-content\/uploads\/2013\/11\/knightrider-77x50.jpg 77w, \/articles\/wp-content\/uploads\/2013\/11\/knightrider.jpg 1122w\" sizes=\"(max-width: 592px) 100vw, 592px\" \/><\/a><\/p>\n<p>Watch the full video <a href=\"http:\/\/www.youtube.com\/watch?v=WjVODXTKOHE\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\n<h2><b>Is your car insurable in Malaysia?<\/b><\/h2>\n<p>Coming back to the present (and reality), the law of this country requires all cars to be insured by motor insurance before it is allowed to be on the road. That gives rise to the question as to whether our car \u2013 a beat up, half rusty Perodua Kancil will qualify for insurance; the answer, surprisingly: yes.<\/p>\n<p>As of 2011, Bank Negara Malaysia (BNM) announced that owners of older private vehicles (10 years and above) and motorcycles would be able to purchase motor insurance from all general insurance companies and Pos Malaysia.<\/p>\n<p>Prior to this ruling, older vehicles that were deemed high risk could only get their motor coverage from the Malaysian Motor Insurance Pool (MMIP), which was set up in 1992 to provide motor insurance coverage to vehicles that had been turned down by other general insurers.<\/p>\n<p>These vehicles, known as \u201cdisplaced vehicles\u201d, will be charged normal market premium rates and will not be subjected to the loading fees imposed on high risk vehicles.<\/p>\n<p>\u201cThese vehicles will only be required to undergo annual roadworthiness checks at Puspakom if they are deemed to be high risk,\u201d said BNM in a 2011 report on <i>The Edge Malaysia<\/i>.<\/p>\n<p>Loading fees are then waived based on the findings of the roadworthiness check by Puspakom. The bottom line? Don\u2019t worry if you drive an old car, insurance coverage is available. Of course, if all else fails, just drive a Delorean DMC-12 back in time to 1981 and have it insured as a brand new car.<\/p>\n<p><b>Is it time to renew your car insurance? Here are <\/b><a href=\"\/articles\/4-tips-to-lower-your-car-insurance-premium\" target=\"_blank\" rel=\"noopener\"><b>four handy tips<\/b><\/a><b> to help your lower your car insurance premium.<\/b><\/p>\n<p><b>Choosing the right car insurance makes a difference. Here\u2019s why a <\/b><a href=\"\/articles\/why-we-all-need-comprehensive-car-insurance-policy\" target=\"_blank\" rel=\"noopener\"><b>comprehensive car insurance<\/b><\/a><b> policy matters.<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you drive any of the cars featured in this video, beware; insurance companies will not insure you.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[133],"tags":[],"class_list":["post-7616","post","type-post","status-publish","format-standard","hentry","category-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Top 5 uninsurable cars: Is your car insurable in Malaysia? | iMoney<\/title>\n<meta name=\"description\" content=\"You may just be able to insure your car if you are not driving any of these top 5 uninsurable cars. Is your car insurable in Malaysia? Find out now.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imoney.my\/articles\/top-5-uninsurable-cars-car-insurable-in-malaysia\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 5 uninsurable cars: Is your car insurable in Malaysia? | iMoney\" \/>\n<meta property=\"og:description\" content=\"You may just be able to insure your car if you are not driving any of these top 5 uninsurable cars. Is your car insurable in Malaysia? 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